Paydays may be our favorite time of the month because this is the time you can go ahead and treat yourselves and your family as well for the whole month of hard work. However, most people are getting overwhelmed by the salary they have which tends them to be empty-handed.
It’s very easy to say to save money but it’s hard to do but here are some things that you can when you spend your salary so you won’t be empty-handed in the petsa de peligro or the remaining days before the next cut off.
1. Learn to say no.
If you are the breadwinner of the family it’s obvious that most of your salary goes to the expenses in your household and that’s okay. However, when you feel like it’s getting to much learn to say no. Prioritize yourself as well
2. Quality over quantity
Cheap or expensive, learn how to invest in something worth buying, make sure when you’re buying something you will be using it in a long period of time. Though some may be cheap you would then realize that that stuff you have purchased is really irrelevant.
3. Balance everything
Though saving is our priority, don’t make it to the point that you have to starve yourself in order to save money. Make sure you reward yourself as well because you basically earn that money and you deserve to be pampered sometimes.
4. Plan purchases in advance
Budgeting is one of the best ways to not overspend, planning everything in advance will give you a mindset about the amount of money you need to spend for the whole month. Don’t forget to put on the list your pamper session, remember, you need to give yourself a reward sometimes.
5. Shop alone
As much as its really fun to go to malls with your friends, chances are you will just spend too much with unnecessary food trippings and impulsive buying. If you cannot really control yourself in the shopping, you may bring enough money with you when you shop with friends or shop alone.
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