Get Serious About Prosperity With The Help Of These 10 Money Habits

“Get inspired to break old habits and create new ones”

Want to improve your finances for the better but don’t know how to do it? Get serious about prosperity with the help of these 10 money habits we will discuss on this article.

According to Joan Sotkin, “Everything about us is a habit. To alter your life outcomes, develop different habits and know of the patterns in your life and change it to have different and better results…”

If you are reading this article, it means you wanted to change your financial habit/s for the better. Maybe because your finances is in a bad shape right now or you wanted to help someone. If you think this article is helpful for you or your friend, please share this on Facebook or any other social media outlet. Why help one if you have the power to help others through your fingertips.

Get Serious About Prosperity With The Help Of These 10 Money Habits

1. Have A Clear Financial Goals

Not having a clear goal is like not having goals at all. Since goals can shape our attitude towards whatever we do, having a clear goal is a must.

Financial success means being able to prioritize our needs than our wants. Having a clear and reasonable budget for your needs and your goals is the first step towards achieving financial prosperity.

2. Stop Associating Money With Guilt

Guilty pleasures are one culprit that hinders us to grow. If we give in to our guilty pleasures without realizing it, we will never be prosperous as we want it to be.

Most of the time, we are uncomfortable discussing financial matter not only to our business relationships but also to our partner and or family.

Overcome any guilt by developing a positive mindset and attitude towards money.

3. Create Multiple Income Streams

We will never be prosperous if we only depend on one income source alone. We need to create multiple income streams. If you have 9 to 5 job, you can find a sideline that allows you to work anytime, anywhere. I, myself, is working in a real estate company but, I have two sideline hustles that allows me to earn more.

Instead of watching Netflix after my offline work, I use my extra time working as an online writer and a call reviewer. Aside from that, I am also building my fortune or others called it “money-making machine.” An income you continue to get after you do the work. This includes royalty from songs or books you created, revenues that come from real estate or business investment like this blog. Unlike nine-to-five jobs, you don’t have to be present to make money. You can be on vacation or sleeping while earning it.

4. Must Be Debt Free

It is useless to set aside savings when you still have many unpaid debts. You need to prioritize it. Make a clear plan on how you can free yourself from debt. Having debt is stressful. We worry a lot on how we can pay it and we are always short on our budget if we only depend on one income.

Freeing our self from debts means having a peaceful mind and a clear financial goals. If we have little to no debt at all, we can now save for our goals such as a business or a home. Having savings without prioritizing debt is wrong. No matter how you save, if your debt have high interest, you will still suffer in the long run. Zero your savings to pay for your debt now so you can save more later on.

5. Save For The Future

You don’t save money for the sake of saving money. You save money to invest. Saving without fighting for inflation is useless. Because a thousand peso value now may worth a hundred thousand for years to come.

So we must save money and let that money work for us. In that way, we will secure not only our future but our next generation.

6. Business Is Business

There are no friends in business. If you will have a business venture with a friend or friends, make sure you know their attitude towards money. Starting a business without knowing how they handle money might ruin your friendship.

7. Money Is A Means, Not An End

“Money is a means that allows us to reach our end goals. The reason you hear people say that money can’t buy happiness is because those people whose ideal was to have more and more money were disappointed.Money in and of itself doesn’t bring you fulfillment.”

8. Finding The Right Mentor And Seek Advice

When making a financial decision, we must seek advice from the right people. You don’t ask a carpenter what kind of medicines to take for hypertension and you don’t ask a doctor how to build a house. Same goes when seeking for financial advice. You need to find the right people.

I attended training and seminars to become a financial adviser. As I pass the exams and all, I realized something. After questioning myself a hundred of times, I quit. Yes, I quit even if I already pass the exam and I can now call myself as financial adviser. My manager, my batch mate, and even my sister understood neither.

Curious? What I realized after passing the final exam was, who am I to advise people on how to handle their finances, when I, myself don’t. I am a hypocrite if I continue. Many people claim to be Financial Guru’s but they themselves are broke. They don’t know how to handle their finances. How are we to depend our big financial decisions to so called financial advisers when they can’t even manage their own money?

I am saying this, not because I want to bad mouth all financial guru’s out there. I am saying this because I base it on my own experienced.  If you want to seek advice for big financial decisions of your life, find the right person.

9. Control Thy Emotions

Some people controls us, we can control people. But the best control we can have is the control we have for ourselves, our emotions. Controlling our emotions, to buy things we need or want will lead us to prosperity. If we can’t control our self from purchasing things we don’t need, we will end up in regrets and worries.
Control thy emotions, if we want to take control of our finances.

10. Living Below Our Means

There are poor people who are rich and there are rich people who are broke. Some earn so much but they are living above their means. They are spending more than what they earn they are still broke even if they are earning 100k per month. Others, you earn so little have big savings because they live below their means. They may earn 8 thousand pesos per month but they save 3 thousand and spend the remaining money they have. At the end of the year, they have 36,000 pesos while the other have a hundred or more debts.

I hope you learn on how to get serious about prosperity with the help of these 10 money habits. Don’t forget to share if you find this article helpful.

1,350 Comments

  1. At this time it seems like Expression Engine is the preferred blogging platform out there right
    now. (from what I’ve read) Is that what you’re using on your
    blog?

  2. Its like you read my mind! You appear to know so much about this,
    like you wrote the book in it or something. I think that you could do with a few pics to drive the message home a little bit,
    but instead of that, this is excellent blog. An excellent read.
    I will definitely be back.

  5. Today, I went to the beach with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed
    the shell to her ear and screamed. There was a hermit crab
    inside and it pinched her ear. She never wants to go back!
    LoL I know this is entirely off topic but I had to tell someone!

  10. Excellent blog you have here but I was wondering if you knew of any forums that cover the same topics talked about here?
    I’d really love to be a part of group where I can get feedback from other experienced people that share the same interest.
    If you have any suggestions, please let me
    know. Appreciate it!

  13. whoah this blog is great i really like reading your articles.
    Keep up the great work! You recognize, many persons are searching around for
    this info, you could aid them greatly.

  24. It’s really a cool and helpful piece of info.
    I’m happy that you just shared this helpful information with us.
    Please stay us up to date like this. Thank you for sharing.

  73. If you would like to improve your know-how only keep visiting
    this site and be updated with the most recent information posted here.

  78. Hi there every one, here every person is sharing these kinds
    of experience, so it’s good to read this weblog, and I used to visit
    this website every day.

  82. Have you ever thought about including a little bit more than just
    your articles? I mean, what you say is fundamental and everything.

    However imagine if you added some great visuals or videos to
    give your posts more, “pop”! Your content is excellent but with images and clips, this site
    could certainly be one of the greatest in its field.
    Superb blog!

  83. Excellent beat ! I would like to apprentice while you amend
    your website, how can i subscribe for a blog website?

    The account aided me a acceptable deal. I had been a little
    bit acquainted of this your broadcast offered bright
    clear idea

  84. Hi there! This is my first visit to your blog! We are a group of volunteers and starting a
    new initiative in a community in the same niche. Your blog provided us useful information to work on. You have done a outstanding job!

  89. Greate article. Keep posting such kind of info on your page.
    Im really impressed by your blog.
    Hi there, You have done an incredible job. I will certainly
    digg it and in my opinion recommend to my friends.
    I’m confident they will be benefited from this web
    site.

  93. I’m excited to uncover this web site. I need to to
    thank you for ones time for this particularly fantastic
    read!! I definitely enjoyed every little bit of it and I have
    you saved to fav to look at new information in your website.

  150. For most up-to-date news you have to pay a quick
    visit world-wide-web and on world-wide-web I found this website
    as a finest web page for most recent updates.

  229. Hey there! I know this is kind of off topic but I was wondering which blog platform
    are you using for this website? I’m getting tired of WordPress because I’ve had issues with hackers and I’m looking at
    options for another platform. I would be great if you could point me in the direction of a good platform.

  247. What’s Taking place i’m new to this, I stumbled upon this I’ve discovered It positively useful and it has aided me out loads.
    I hope to give a contribution & assist other customers like its aided me.

    Great job.

  263. Hey exceptional website! Does running a blog similar
    to this require a large amount of work? I’ve very
    little knowledge of computer programming but I had been hoping
    to start my own blog soon. Anyhow, should you have any suggestions or techniques for
    new blog owners please share. I know this is off subject however I simply had to ask.
    Cheers!

  269. I simply couldn’t go away your site prior to suggesting that I actually loved the standard information an individual provide to your guests?
    Is going to be again often in order to inspect new posts

  273. Its like you read my mind! You appear to know a lot about this, like you wrote the book in it or something.

    I think that you can do with some pics to drive the message home a bit, but instead of that, this is excellent blog.
    An excellent read. I’ll definitely be back.

  293. Heya this is kind of of off topic but I was wanting to know
    if blogs use WYSIWYG editors or if you have to manually code with HTML.
    I’m starting a blog soon but have no coding expertise so I wanted to
    get guidance from someone with experience. Any help would be enormously appreciated!

  302. We are a gaggle of volunteers and opening a brand new scheme in our community.
    Your site provided us with useful information to work on. You have done an impressive activity and our entire group shall be thankful to
    you.

  308. I blog quite often and I truly appreciate your content.
    This article has really peaked my interest.
    I am going to book mark your site and keep checking for new
    information about once a week. I opted in for your RSS feed too.

  311. Remarkable issues here. I am very glad to look your post.
    Thank you so much and I’m having a look ahead to contact you.
    Will you kindly drop me a e-mail?

  317. I do not know whether it’s just me or if perhaps
    everybody else encountering problems with your
    website. It appears as if some of the written text in your posts are running off the screen. Can somebody
    else please provide feedback and let me know if this is happening to
    them as well? This might be a issue with my browser because I’ve had this happen previously.
    Kudos

    Feel free to surf to my blog post: special

  329. Greetings from Florida! I’m bored at work so I decided to check out your website on my iphone during lunch break.

    I really like the knowledge you present here and can’t wait to take a look when I
    get home. I’m shocked at how fast your blog loaded on my phone ..
    I’m not even using WIFI, just 3G .. Anyhow, excellent site!

  335. It’s the best time to make some plans for the longer term and it’s time to be
    happy. I have read this put up and if I could I desire to counsel
    you some attention-grabbing things or advice. Maybe you
    could write next articles referring to this article. I want to read even more issues approximately it!

  344. Nice post. I was checking continuously this weblog and I’m inspired!
    Very useful information specifically the
    remaining part 🙂 I handle such info much. I used
    to be looking for this particular info for a long time.
    Thank you and best of luck.

  362. slot asia เว็บไซต์ตรง ไม่ผ่านเอเย่นต์เป็นค่ายเกม ที่คนจำนวนไม่น้อย กำลังหาสำหรับ การพนันเพื่อจะได้ทำเงินจากเกมสล็อตออนไลน์ แต่ว่าในประเทศ pgslot +เว็บไซต์ตรง หายากในประเทศ

  393. therapie de couple est-ce que Г§a marche pharmacie de garde aujourd’hui montbeliard pharmacie leclerc figeac , pharmacie beauvais allonne pharmacie ouverte montauban . pharmacie rue de frontenex annecy medicaments vomissements pharmacie de garde paris 13 pharmacie de garde marseille janvier 2020 .
    therapies breves chartres pharmacie de garde urrugne pharmacie annecy rue carnot , pharmacie dauboin annecy pharmacie amiens saint maurice , pharmacie amiens paul claudel pharmacie harrois angers traitement phlebite Adobe Illustrator CC 2014 vente en ligne, Acheter Adobe Illustrator CC 2014 en France Adobe Illustrator CC 2014 bon marchГ© Adobe Illustrator CC 2014 achat en ligne France Adobe Illustrator CC 2014 vente en ligne. therapie comportementale et cognitive nancy pharmacie leclerc dole

  409. After going over a number of the articles on your blog,
    I really appreciate your technique of blogging. I book
    marked it to my bookmark website list and will be checking back soon. Please check
    out my website as well and let me know your opinion.

    Feel free to surf to my web page – 2022

  412. Magnificent goods from you, man. I’ve understand your stuff previous to and you are just too magnificent.
    I actually like what you have acquired here,
    certainly like what you are saying and the way in which you say it.
    You make it entertaining and you still care for to keep it smart.
    I can’t wait to read far more from you. This is really a tremendous site.

    My webpage … special

  466. สล็อตเว็บตรง แตกง่ายเกมเดิมพันออนไลน์ยอดฮิตที่ได้รับความนิยมมากที่สุดในปัจจุบันเนื่องจากเป็นเกมที่มีรูปแบบการเล่นที่ง่ายไม่เหมือนกับพนันอื่นๆ เล่นง่ายได้ที่ พีจีสล็อต

  479. pgslot เว็บ ตรงมาตราฐานระบบสากล เกมสล็อตออนไลน์แบบเรียลไทม์ พีจีสล็อต เว็บหลัก ผู้เล่นสามารถเดิมพันสล็อตกับผู้เล่นคนอื่นได้พร้อมๆกัน และสามารถแข่งขันทำยอดเทิร์น

  498. Hello! Someone in my Facebook group shared this site with us so I came to take a look. I’m definitely loving the information. I’m bookmarking and will be tweeting this to my followers! Wonderful blog and fantastic design and style.

  532. Your style is so unique compared to other people I have read stuff from. Thanks for posting when you have the opportunity, Guess I’ll just book mark this site.

  545. I blog often and I seriously appreciate your information. Your article has truly peaked my interest. I’m going to book mark your site and keep checking for new details about once per week. I opted in for your RSS feed as well.

  573. You’ve made some really good points there. I looked on the web to find out more about the issue and found most individuals will go along with your views on this website.

  579. сосны удп рф официальный сайт ближайший гостиница дешевле
    елагин апартаменты отель видное жилье в крыму судак
    отель эдем казань санаторий сокол мвд россии официальный сайт ritz carlton moscow

  581. отели челябинска недорого гостиница надеждинская серов
    финский залив дома отдыха купить путевку в ключи спа отель море в алуште
    свет маяка керчь отзывы отели в москве 5 звезд в центре коттеджный комплекс красная гора

  582. Howdy! This article couldn’t be written much better! Looking at this article reminds me of my previous roommate! He constantly kept preaching about this. I will forward this information to him. Pretty sure he will have a good read. Thanks for sharing!

  590. отель аква вилла расписание работы источников в ессентуках
    гостиница тольятти цены фрегат транснефть официальный белокуриха россия
    дилуч санаторий в анапе цена на 2022 пансионаты в небуге сана фото

  592. I’m pretty pleased to find this site. I wanted to thank you for your time due to this fantastic read!! I definitely loved every part of it and i also have you bookmarked to see new things on your blog.

  593. санаторий истра аносино гостевые дома в лазаревском с питанием
    forma hostel москва отели в москве на новый год 2022 гостиницы переславль залесский адреса и цены
    альмира адлер официальный отель кубань геленджик официальный доходный дом кисловодск

  596. Aw, this was an exceptionally good post. Spending some time and actual effort to produce a very good article… but what can I say… I hesitate a lot and never manage to get anything done.

  598. антарес анапа официальный сайт отдых в санатории крыма
    гостиница авиатор энгельс санатории г ессентуки для лечения грязелечебница железноводск
    санатории лор органов ялта пансионат дружба санаторий малая бухта в анапе отзывы 2021

  605. After looking at a handful of the blog posts on your blog, I truly like your way of blogging. I book marked it to my bookmark webpage list and will be checking back soon. Take a look at my web site as well and let me know what you think.

  607. туапсе зеленая долина санаторий фбуз лечебно реабилитационный центр минэкономразвития россии вороново
    база отдыха новый свет волжский утес санаторий фото санаторий дубрава железноводск отзывы
    муравский тракт жданово гостиницы московская область санатории в белоруссии цены

  609. Greetings! Very useful advice in this particular article! It is the little changes that will make the most important changes. Thanks for sharing!

  613. Oh my goodness! Amazing article dude! Many thanks, However I am having difficulties with your RSS. I don’t know the reason why I can’t subscribe to it. Is there anybody having the same RSS problems? Anybody who knows the solution will you kindly respond? Thanks!

  621. Next time I read a blog, I hope that it doesn’t disappoint me just as much as this particular one. After all, I know it was my choice to read through, but I genuinely believed you would have something useful to talk about. All I hear is a bunch of complaining about something that you could fix if you were not too busy seeking attention.

  630. Greetings! Very helpful advice within this article! It is the little changes that will make the biggest changes. Many thanks for sharing!

  631. Hi, I do believe this is a great blog. I stumbledupon it 😉 I may return once again since I bookmarked it. Money and freedom is the greatest way to change, may you be rich and continue to guide other people.

  632. You need to be a part of a contest for one of the most useful websites on the web. I’m going to highly recommend this website!

  635. When I originally commented I seem to have clicked the -Notify me when new comments are added- checkbox and now each time a comment is added I get 4 emails with the exact same comment. There has to be a means you are able to remove me from that service? Thank you.

  636. When I initially left a comment I appear to have clicked on the -Notify me when new comments are added- checkbox and now every time a comment is added I recieve 4 emails with the same comment. There has to be a way you can remove me from that service? Thanks.

  640. After looking into a few of the blog articles on your blog, I seriously like your way of writing a blog. I saved as a favorite it to my bookmark website list and will be checking back in the near future. Please visit my website too and tell me how you feel.

  641. Nice post. I learn something new and challenging on websites I stumbleupon everyday. It’s always useful to read through articles from other authors and practice a little something from their web sites.

  643. This is a very good tip especially to those fresh to the blogosphere. Simple but very accurate information… Thanks for sharing this one. A must read post!

  659. An outstanding share! I have just forwarded this onto a co-worker who has been conducting a little research on this. And he actually bought me lunch simply because I found it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanks for spending some time to discuss this subject here on your web site.

  663. кисловодск санаторий орджоникидзе сочи гостиничный комплекс
    бассейны в геленджике гостиница юань дун находка астерия ейск официальный сайт
    санатории сердечно сосудистого профиля в краснодарском крае куршавель путевки цена дом актера ялта

  667. гостиница южный порт отдых в абхазии на море
    ялта зазеркалье военный санаторий крым крымский бриз поселок городского типа парковое
    санаторий азнакаево цены на 2021 год посмотреть железноводск детский санаторий гостиница жигули самара

  672. отель вершина 1240 кисловодск munich hotels
    базы отдыха белоруссии багрипш абхазия цена 2021 отели в абхазии с горками водными
    телефон сосновый бор пансионат ласточка кисловодск официальный сайт санаторий березка новосибирская область

  674. ставрополье санаторий сочи официальный сайт аристократ сергиев посад официальный сайт
    пансионаты ессентуки без лечения с питанием отель анатоль гостиница ленинград в махачкале
    радоновые ванны в москве сазае сан санаторий им крупской евпатория официальный сайт

  676. размещение в сочи отель в москва
    пансионат пицунда абхазия фото гостиница разин сочи официальный сайт минима отель кузьминки
    кровать для вытягивания позвоночника гостиница в челябинске виктория ессентуков

  677. Hello there! I just want to offer you a huge thumbs up for your excellent info you have here on this post. I will be returning to your site for more soon.

  680. гостиница граф толстой брянск железноводск геолог казахстана
    пансионат сан марина гагра белокуриха ру официальный сайт санаторий имени кирова ялта
    пансионат алушта официальный сайт гранд отель чайковский спб санаторий самшитовая роща абхазия официальный сайт

  682. проживание в пятигорске недорого гостиница экипаж адлер
    санаторий новинки тверская область гостиница акватика петрозаводск кисловодск что посмотреть с детьми
    санаторий сосновый бор ярославская область официальный сайт люмьер отель spa пансионат союз московская область

  685. санаторий жкт ессентуки delmont
    открытый бассейн краснодар санаторий васильево казань цены на 2021 мисхоре
    del mar сочи отель отдых с собаками в крыму голден хиллс лермонтово

  688. пятигорск пансионаты санатории белокуриха цены
    отель камелия кафа 2 коктебель купить путевку азимут 3 звезды сочи санаторий океан в анапе
    гостиница касимов официальный давиль в г анапа цены пятигорск погода в апреле

  691. Hey there! I just want to offer you a big thumbs up for your excellent info you’ve got right here on this post. I will be returning to your website for more soon.

  695. It’s hard to come by educated people on this topic, however, you seem like you know what you’re talking about! Thanks

  700. I’d like to thank you for the efforts you’ve put in penning this website. I’m hoping to see the same high-grade content from you later on as well. In fact, your creative writing abilities has inspired me to get my own, personal blog now 😉

  703. An impressive share! I have just forwarded this onto a friend who was conducting a little homework on this. And he in fact ordered me lunch due to the fact that I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanks for spending some time to talk about this issue here on your internet site.

  712. Hi there! This post couldn’t be written any better! Going through this article reminds me of my previous roommate! He continually kept preaching about this. I most certainly will send this article to him. Pretty sure he’s going to have a very good read. I appreciate you for sharing!

  714. That is a good tip especially to those fresh to the blogosphere. Simple but very accurate info… Thank you for sharing this one. A must read article.

  717. I’m amazed, I must say. Rarely do I encounter a blog that’s equally educative and interesting, and let me tell you, you have hit the nail on the head. The problem is an issue that not enough people are speaking intelligently about. I’m very happy I found this in my hunt for something regarding this.

  721. Hello! I could have sworn I’ve visited this blog before but after browsing through some of the posts I realized it’s new to me. Anyways, I’m certainly delighted I found it and I’ll be book-marking it and checking back regularly.

  733. It’s nearly impossible to find well-informed people in this particular subject, however, you sound like you know what you’re talking about! Thanks

  736. Spot on with this write-up, I absolutely think this site needs far more attention. I’ll probably be returning to read more, thanks for the info.

  743. Hello there, I think your web site could possibly be having browser compatibility issues. When I take a look at your site in Safari, it looks fine however, if opening in I.E., it has some overlapping issues. I just wanted to give you a quick heads up! Apart from that, great site!

  769. An impressive share! I’ve just forwarded this onto a colleague who had been doing a little homework on this. And he actually bought me breakfast because I found it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending some time to talk about this matter here on your internet site.

  779. Oh my goodness! Amazing article dude! Many thanks, However I am going through issues with your RSS. I don’t understand the reason why I am unable to join it. Is there anyone else getting identical RSS problems? Anyone who knows the answer can you kindly respond? Thanx!!