Guide on How To Claim Your Pag-IBIG Contributions

Do you need money and thinking if you can take advantage of your contributions to Pag-IBIG? You are correct. You can claim Pag-IBIG contributions you have paid throughout your working career and this article will help you familiarize yourself with what to do.

Met These Conditions to Claim Pag-IBIG Contributions:

• Membership Maturity
  -Must have paid Pag-IBIG contribution for 240 months or 20 year
  -Contributions can be claimed if you’re Pag-IBIG Overseas Program Member at the end of five (5), ten (10), fifteen (15), or twenty (20), depending on what you chose during your registration
• Retirement
  -Must be 60 to 65 years old
  -However, a member can also retire as early as 45 years old but should do actual retirement from the GSIS, SSS, or a separate employer provident/retirement plan
• Permanent Total Disability or Insanity
  -If illness or injury affects the ability to work or run a business. It can either be a physical or mental disability
• Separation from Service due to Health Reasons
  -Inability to work because of critical health conditions.
• Permanent Departure from the Philippines
  -If you will migrate to another country.
• Death
  -In case of death, legal heirs are entitled to file the application for Provident Benefits Claim

Requirements Needed:

• Completed Application for Provident Benefits Claim
  You may use this link: https://www.pagibigfund.gov.ph/DLForms/providentrelated/PFF285_ApplicationProvidentBenefitsClaim_V03.pdf
• Pag-IBIG Transaction Card
• If you do not have a Pag-IBIG Transaction Card, Two (2) valid ID cards with the photo and signature of the Claimant is needed
• For government employee, you need a Service Record
• If you’re an Armed Forces of the Philippines member, you must provide a Statement of Service

Additional Requirements Needed Depending On The Reason:

• Retirement
  -Original Birth Certificate
  -If you are 45 years old, you must bring Notarized Certificate of Early Retirement
  -For government employee, you must bring retirement voucher from GSIS
  -For Armed Forces of the Philippines member, you must bring Order of Retirement
• Permanent Total Disability or Insanity
  -Physician’s Certification or Statement
• Permanent Departure from the Country
  – Notarized Sworn Declaration of Intention to Depart from the Philippines permanently
  -Passport Photocopy
  –   Residence Visa /Immigrant Visa/Settlement Visa
• Death
  – Death Certificate (NSO)
  – Birth Certificate of all children (NSO)
  -Baptismal/Confirmation Certificate
  -Marriage Certificate (If Married)
  -Certificate of No Marriage (If Single)
  -Proof of surviving legal heirs.
  You may use this link:
  Pag-IBIG FORMS
  -With minor heirs: Affidavit of Guardship.
  You may use this link:
  Pag-IBIG Forms

If you have paid for at least 20 years and wanted to claim your contributions, go ahead. Visit the nearest Pag-IBIG in your location and inquire.