Guide on How to Get a Citibank Credit Cards

Citibank has been very famous in the US, and when it was introduced in the Philippines it gained popularity as well because of its good service. Up to then and until now it is considered as one of the trusted banks in the Philippines. So if you’re planning to apply for some Citibank Credit Cards, this might help you. We will introduce to you some of the credit cards that they offer and how to get them.

Citi Cash Back Credit Card

What are the Benefits You Can Get in Citi Cash Back Credit Card?

  • Up to 6% Cash Back on supermarket purchases
  • Up to 2% Cash Back on Meralco bill payments through Citibank Online
  • 0.20% Cash Back on all other purchases
  • Yearly Savings as much as Php 12,000 savings in a year
  • Easy Redemption
  • Never-expiring Cash Back, you can use anytime you want

Citi Cash Back Credit Card Interest and Fees Amount:

  • Annual Fee for Principal card: For the first year it’s free after that, Php 3,500 fee for yearly
  • Annual Fee for Supplementary card: Php 1,750
  • Retail Monthly Interest Rate: 3.5%
  • Citi Cash Advance Monthly Interest Rate: 3.63%
  • Cash Advance Fee: P500 or 3% of withdrawal amount, whichever is higher
  • Foreign Transaction Service Fee: Up to 3.525%
  • Over Limit Fee: P750
  • Late Payment Fee: P850 or the unpaid Minimum Amount Due

What are the Requirements?

  1. Government-issued ID
  2. Proof of income either the following:
    -Payslip (Latest 1 month)
    -Income Tax Return with the employer’s signature or BIR stamp (Latest)
    -Certificate of Employment
  3. Bank Statement of your Payroll (1 month)

How to Apply?

There’s 2 option to apply for a Citi Cash Back Credit Card. you can either apply online or apply directly to their bank.

For online application:
Just click this link “Citi Cash Back Credit Card Application” and you will be redirected to the Citibank webpage where you will be asked to provide your personal information and send some necessary documents. Kindly provide it and once done the system will verify it and will inform you if you are qualified or not. If you are qualified just click the “Submit” button to proceed and finish your application.

For direct bank application:
Just visit the nearest Citibank in your location and bring all the requirements needed. Inquire to their staff and they will verify if you’re qualified or not. If you are qualified you will undergo some process until its finished. Just extend your patience while waiting.

Citi Rewards Credit Card

What are the Benefits You Can Get in Citi Rewards Credit Card?

  • Earn 1 point for every Php 30 spend
  • Get 3X points when you shop and dine
  • You can use your points to redeem free flights, hotel stays, or merchandise
  • It has no expiration
  • You can use it anytime you want

Citi Rewards Credit Card Interest and Fees Amount:

  • Annual Fee – Php 2,500
  • Retail Monthly Interest Rate – 3.50%
  • Citi Cash Advance Monthly Interest Rate – 3.63%
  • Citi Cash Advance Service Charge – Php 500 or 3%
  • Late Payment Fee – Php 850 monthly
  • Foreign Transaction Fee – Up to 3.25%
  • Over Limit Fee – Php750

What are the Requirements Needed?

  1. Government-issued ID
  2. Proof of income either the following:
    -Payslip (Latest 1 month)
    -Income Tax Return with the employer’s signature or BIR stamp (Latest)
    -Certificate of Employment
  3. Bank Statement of your Payroll (1 month)

How to Apply?

There’s 2 option to apply for a Citi Cash Back Credit Card. you can either apply online or apply directly to their bank.

For online application:
Just click this link “Citi Rewards Credit Card Application” and you will be redirected to the Citibank webpage where you will be asked to provide your personal information and send some necessary documents. Kindly provide it and once done the system will verify it and will inform you if you are qualified or not. If you are qualified just click the “Submit” button to proceed and finish your application.

For direct bank application:
Just visit the nearest Citibank in your location and bring all the requirements needed. Inquire to their staff and they will verify if you’re qualified or not. If you are qualified you will undergo some process until its finished. Just extend your patience while waiting.

Citi PremierMiles Credit Card

What are the Benefits You Can Get in Citi PremierMiles Credit Card?

  • Get 1 PremierMile for every Php 30 spend
  • 1 PremierMile = 1 air-mile or 1 hotel point with over 60 airlines and 8,000 hotels in partner with Citibank
  • VIP lounge access at selected lounges here and abroad in partner with Citibank
  • FREE DragonPass Membership with two complimentary visits per membership year
  • Up to Php 1 million in insurance coverage when you charge your travel tickets to Citi PremierMiles
  • Purchases charged to your card are protected from accidental loss within 30 days upon purchase
  • No expiration
  • Use anytime you want

Citi PremiereMiles Credit Card Interest and Fees Amount:

  • Annual Fee of Primary Card: First year will be free and then after that Php 5,000 yearly will be charged
  • Annual Fee of Supplementary Card: Php 2,500
  • Retail Monthly Interest Rate: 3.50%
  • Citi Cash Advance Monthly Interest Rate: 3.63%
  • Cash Advance Fee: Php 500 or 3% of withdrawal amount, whichever is higher
  • Late Monthly Payment Charge: Php 850 or the unpaid Minimum Amount Due, whichever is lower
  • Foreign Transaction Service Fee: Up to 3.525%
  • Over Limit Fee: Php 750

What are the Requirements Needed?

  1. Government-issued ID
  2. Proof of income either the following:
    -Payslip (Latest 1 month)
    -Income Tax Return with the employer’s signature or BIR stamp (Latest)
    -Certificate of Employment
  3. Bank Statement of your Payroll (1 month)

How to Apply?

Same with the other cards, there are 2 options to apply for a Citi PremierMiles Credit Card. you can either apply online or apply directly to their bank.

For online application:
Just click this link “Citi PremierMiles Credit Card Application” and you will be redirected to the Citibank webpage where you will be asked to provide your personal information and send some necessary documents. Kindly provide it and once done the system will verify it and will inform you if you are qualified or not. If you are qualified just click the “Submit” button to proceed and finish your application.

For direct bank application:
Just visit the nearest Citibank in your location and bring all the requirements needed. Inquire to their staff and they will verify if you’re qualified or not. If you are qualified you will undergo some process until its finished. Just extend your patience while waiting.

As a final point, whichever credit card you choose or prefer it will be very helpful and beneficial for you, especially if you are a traveler or a person who loves to shop and still save money. Just make sure that you will be a responsible payor so that you will build a good credit score.

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