Guide on How to Get HSBC Credit Cards

What is HSBC?
HSBC or Hongkong and Shanghai Banking Corporation is a British multinational investment bank and financial services holding company. It was one of the world’s largest banking and financial services organizations. and it has total assets of US$2.558 trillion. If you want to apply for HSBC credit cards, this might help you. We will show the list of cards that HSBC bank offers.

HSBC Gold Visa Cash Back

What are the Features and Benefits That HSBC Gold Visa Cash Back Credit Card Offers:

• 5% cashback on dining transactions and 0.50% cashback on all your other transactions
• 6% rebate on your first Caltex fuel purchase plus 3% rebate all year round
• Get exclusive privileges at over 27,000 establishments in 160 countries & territories worldwide 
• Enjoy 0% interest on installment up to 36 months at participating partner merchants
• Get cash from your credit card and pay it off on installment at low-interest rates
• Transfer balances from your other Credit Card to your HSBC Credit Card
• You can use your card for straight purchases and then convert them into affordable monthly installment after
• Automatically charges bills to your HSBC Credit Card for your convenience
• You can use your credit card as an ATM card to withdraw money
• Enjoy a FREE annual fee on the 1st year

Interest and Fees Amount:

• Interest Rate: 3.5% per month
• Annual fee:
  FREE on the first year
  Primary card (Php 2,500)
  Supplementary card (Php 1,250)
• Cash advance: 3.75% per month
• Late payment fee:  Php 700 or unpaid minimum amount due, whichever is lower

Eligibility and Requirements Needed:

• The applicant must have an existing locally-issued primary credit card owned for at least 12 months
• A minimum annual income of Php 200,000
• Accomplished Application Form
•  Latest Bank Statements
• Payment Slips
• Proof of Identity or Valid IDs

How to Apply?

Application for HSBC Gold Visa Cash Back online is available. All you need to do is just click this link “HSBC Gold Visa Cash Back Application”. Afterward, you will be redirected to the application page. Provide all the information that was being asked by the system, make sure everything is correct to avoid any problem with the application. Once you’re done providing the information click “Continue” and go through all the steps. You will be notified via email if your application was successful.

HSBC Red Mastercard

What are the Features and Benefits That HSBC Red Mastercard Offers:

• Get 4x bonus points on online, dining, shopping and overseas transactions
• Redeem items using your accumulated points
• Get  exclusive privileges at over 27,000 establishments in 160 countries & territories worldwide in partnership with HSBC
• 6% rebate on your first Caltex fuel purchase plus 3% rebate all year round
• Enjoy 0% interest on installment up to 36 months at participating partner merchants
• Get cash from your credit card and pay it off on installment at low-interest rates
• Transfer balances from your other Credit Card to your HSBC Credit Card
• You can use your card for straight purchases and then convert them into affordable monthly installment after
• Automatically charges bills to your HSBC Credit Card for your convenience
• You can use your credit card as an ATM card to withdraw money
• Enjoy FREE annual fee on the 1st year

Interest and Fees Amount:

• Annual Fee:
  Primary Card (Php 1,500)
  Supplementary Card (Php 750)
• Interest Rate: 3.50% monthly
• Balance Transfers: 3.45%
• Cash Advance: 3.75% monthly
• Cash Advance Fee: 3% of the amount drawn or Php 500
• Foreign Transaction Fee: 2.5%
• Late Payment Fee: Php 700
• Overlimit Fee: Php 500

Eligibility and Requirements Needed:

• The applicant must have an existing locally-issued primary credit card owned for at least 12 months
• A minimum annual income of Php 200,000
• Accomplished Application Form
•  Latest Bank Statements
• Payment Slips
• Proof of Identity or Valid IDs

How to Apply?

Application for HSBC Red Mastercard online is available. All you need to do is just click this link “HSBC Red Mastercard Application”. Afterward, you will be redirected to the application page. Provide all the information that was being asked by the system, make sure everything is correct to avoid any problem with the application. Once you’re done providing the information click “Continue” and go through all the steps. You will be notified via email if your application was successful.

HSBC Platinum Visa Credit Card

What are the Features and Benefits That HSBC Platinum Visa Credit Card Offers:

• Earn 4 points for every Php 20 you spend on overseas purchases
• Earn 4 bonus points for every Php 20 you spend on overseas purchases when you travel abroad or shop online
• Get 3 bonus points for every Php 20 spend when you shop and dine locally
• Free travel accident insurance
• 6% rebate on your first Caltex fuel purchase plus 3% rebate all year round
• Enjoy 0% interest on installment up to 36 months at participating partner merchants
• Get cash from your credit card and pay it off on installment at low-interest rates
• Transfer balances from your other Credit Card to your HSBC Credit Card
• You can use your card for straight purchases and then convert them into affordable monthly installment after
• Automatically charges bills to your HSBC Credit Card for your convenience
• You can use your credit card as an ATM card to withdraw money

Interest and Fees Amount:

• Annual fee: 
  Primary card (Php 5,000)
  Supplementary card (Php 2,500)
• Interest Rate: 3.50% per month
• Cash Advance fee: 3% of the amount drawn or Php 500, whichever is higher
• Late payment fee: Php 700 or unpaid minimum amount due, whichever is lower
• Overlimit fee: Php 500 shall be charged if card account is over limit on the cut-off date

Eligibility and Requirements Needed:

• The applicant must have an existing locally-issued primary credit card owned for at least 12 months
• A minimum annual income of Php 500,000
• Accomplished Application Form
•  Latest Bank Statements
• Payment Slips
• Proof of Identity or Valid IDs

How to Apply?

Application for HSBC Platinum Visa Credit Card online is available. All you need to do is just click this link “HSBC Platinum Visa Credit Card Application”. Afterward, you will be redirected to the application page. Provide all the information that was being asked by the system, make sure everything is correct to avoid any problem with the application. Once you’re done providing the information click “Continue” and go through all the steps. You will be notified via email if your application was successful.

HSBC Premier Mastercard

What are the Features and Benefits That HSBC Premier Mastercard Offers:

• No annual fee for life
• Free travel accident insurance
• Get 4 bonus points for every Php 20 you spend on overseas purchases when you travel abroad or shop online
• Get 3 bonus points for every Php 20 spend when you shop and dine locally.
• Redeem 1 Asia Mile for only 5 Bonus Points
• Enjoy membership to more than 850 lounges in over 400 airports worldwide
• If you need cash they can arrange an emergency cash advance that can be collected at over 245,000 outlets across 200 countries
• Replaceable card if you lost it accidentally
• Get a chance to experience Premier Privileges

Interest and Fees Amount:

• Annual Fee: FREE
• Interest Rate: 3.10%
• Balance Transfers: 3.5%
• Cash Advance: 3%
• Foreign Transaction Fee: 2.5%
• Late Payment Fee: Php 700

Eligibility and Requirements Needed:

• You must be an HSBC Premier customer in the Philippines
• Accomplished Application Form
•  Latest Bank Statements
• Payment Slips
• Proof of Identity or Valid IDs

How to Apply?

Application for HSBC Premier Mastercard online is available. All you need to do is just click this link “HSBC Premier Mastercard Application”. Afterward, you will be redirected to the application page. Provide all the information that was being asked by the system, make sure everything is correct to avoid any problem with the application. Once you’re done providing the information click “Continue” and go through all the steps. You will be notified via email if your application was successful.

Please be advised that all the credit cards listed above will take due time to process. It usually takes 5 up to 10 business days as the maximum time for processing. Once done, you will be notified via email so please provide an active email upon application.

For more information, you may contact HSBC using the following:
 Metro Manila (02)8858-0000 
PLDT domestic toll-free +1-800-1-888-8555
Overseas (02)7976-8000
International toll-free (selected countries) country code + 800-100-85-800 Send an email to [email protected]@hsbc.com.ph