Guide on How to Sign-Up for BDO Online Banking

Online banking is gaining popularity nowadays because it offers a convenient way of doing a bank transaction. Good thing is that BDO also offers this kind of bank service, it will be very beneficial to all the people who have a BDO account. No need to go to the bank personally, as long as you have a mobile phone, internet connection, and BDO Online Banking App, you can access it any time you want.

What are the Things You Can Do With BDO Online Banking?

  • Access and check your accounts 24/7
  • Check your account balances
  • Check your transactions for the past 3 months
  • Transfer money to any enrolled BDO account
  • Pay bills
  • Buy a load
  • Reload BDO Cash Cards
  • Order additional checkbooks
  • Perform Stop Payment on issued checks
  • Send money to local or international banks through telegraphic transfer

How To Sign Up for BDO Online & Mobile Banking?

Step 1. Visit website

Step 2. Click “Online Banking Login”

Step 3. Click “Not Yet Enrolled? Enroll Now!”

Step 4. Upon clicking enroll now, Electronic Banking Terms and Conditions of Use will be displayed, tick the checkbox and then click “Submit”

Step 5. Fill up the form and click “Submit”

Step 6. Upon submitting, the system will provide you an ATM Activation Code, please take note of that and then confirm your enrollment via BDO ATM machine

Step 7. Once you’ve activated your online account, you may now use the Online Banking using the BDO Mobile App

Step 8. Just Download the BDO Mobile App, log in using your username and password

Step 9. Once logged in, a One-Time Pin (OTP) will be sent to your phone via SMS to add your device

Advantages and Disadvantages of Online Banking:


  • Having an online account is simple to open and easy to operate
  • Convenient way to pay your bills and transfer funds
  • No need to stand in queue to wait for your turn
  • Available anytime
  • Fast and efficient service
  • Monitor your transactions regularly
  • Be aware when there is fraudulent activity or threat to your account 


  • This might be difficult if you’re not a techie person
  • An internet connection is needed for the app to work, without internet it is useful
  • Your account information might get hacked by unauthorized people over the internet (DO NOT GIVE YOUR ONLINE BANKING INFO TO ANYONE. BE CAREFUL ON WHAT YOU CLICK ONLINE)
  • Your banking information may be spread out on several devices (DO NOT USE OTHER PEOPLE’S DEVICE WHEN USING YOU ONLINE BANKING ACCOUNT)
  • If there’s a problem with the Bank’s Server, you will not be able to access your account

If you wanted to know the tips on how to keep your Online Bank Account safe, this might help.

For more inquiries, you may contact BDO customer service using the ff:
Call: +632) 8631-8000
Email: [email protected]
if you’re going to send an email, please indicate in the Email Subject:
“Bank” – for checking account, savings account and other banking-related concerns
“Credit Cards” – for credit card related concerns

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