When Can I Use My PhilHealth Membership Benefits?

Emergencies do happen in real life, so we all should be cautious and prepare for everything we think might happen. There are several ways to prepare ourselves and one of them is getting Health Insurance, and when we talk about health insurance, PhilHealth membership is one of the famous. PhilHealth is very well known for providing healthcare benefits to all its members.

So if you joined PhilHealth membership you must know when will you be able to your membership’s benefit.

Do note that only active members will be eligible to use PhilHealth’s benefit, so if you’re not regularly paying contribution, think twice because you will not be able to take advantage of all the benefits they offer. If you want to know what illness is covered by PhilHealth check this out: PhilHealth Benefits: List of Illness and Amount Covered

Who are Eligible to Use PhilHealth Benefits?

1. Active Members
2. Paid at least 3 monthly contributions within 6 months before the first day of confinement – Qualifying Contribution
3.  Paid at least six monthly contributions before the three-month qualifying contribution payments within the 1 year before the first day of confinement – Sufficient Regularity of Payment
4. Or simply, those who paid at least nine monthly contributions within the 12 months

As long as you meet qualifying contributions and sufficient regularity of payment even if you skipped paying contributions for up to 3 months within the 12-month period, you will still be qualified to use the benefit.

Failure to do things that were mentioned above will lead to being excluded from using Philhealth’s benefit.

Exemptions:

  • Lifetime Members
  • Senior Citizen
  • Overseas Filipino Workers (OFWs)
  • Women (about to give birth)
  • Kasambahays
  • Indigent Members
  • Point of Service Members
  • iGroup Program Members

For more inquiries, you may contact PhilHealth Customer Service using this hotline: (02) 441-7442 

Helpful Articles:
How To Be A PhilHealth Member Voluntarily
Ways To Check Your Philhealth Contribution
Guide On How To Get A PhilHealth ID
Guide on How to Get Hospitalization Benefits From PhilHealth

72 Comments

  1. It is the best time to make some plans for the future and it is time to be happy.
    I’ve learn this post and if I could I want to counsel you few interesting
    things or advice. Perhaps you can write next articles
    regarding this article. I desire to read more issues about it!

  2. Hi there! I know this is sort of off-topic however I had to ask.
    Does running a well-established blog such as yours require a massive amount work?

    I’m brand new to blogging but I do write in my diary every
    day. I’d like to start a blog so I can share my experience and feelings online.
    Please let me know if you have any recommendations or tips for new aspiring blog owners.

    Thankyou!

  3. I have read some just right stuff here. Definitely price bookmarking for revisiting.
    I wonder how much effort you put to make such a wonderful informative website.

  4. Hi, i read your blog from time to time and i own a similar one and i was just
    curious if you get a lot of spam feedback? If so how do you prevent
    it, any plugin or anything you can suggest? I get so much lately it’s driving me insane
    so any help is very much appreciated.

  5. You’re so interesting! I don’t believe I have read anything like that
    before. So great to find someone with some unique thoughts on this topic.
    Seriously.. many thanks for starting this up.
    This web site is one thing that is required on the web, someone with a little originality!

  6. What’s up, I wish for to subscribe for this webpage to take most
    up-to-date updates, therefore where can i do it please help.

  7. Right now it looks like WordPress is the best blogging platform outthere right now. (from what I’ve read) Is that what you’re using on your blog?

  8. An interesting discussion is definitely worth comment. I do think that you should publish more about this subject matter, it might not be a taboo matter but typically people don’t talk about these subjects. To the next! Many thanks!!

  9. F*ckin’ amazing things here. I’m very satisfied to see your article. Thank you so much and i am looking forward to contact you. Will you please drop me a mail?

Leave a Reply

Your email address will not be published.