Being secured when you retired is very important because when you get older you’re more prone to illness and injuries. That is why before you reach 60-65 years old, you must consider getting yourself health insurance for you to enjoy your retirement. Here are some of the best Senior Citizen Health Cards you may check if you want to get one.
Available Senior Citizen Health Cards in the Philippines:
MediCard RxER
MediCard RxER Price: Php 1,998
Benefits:
- Healthcare Services
- Unlimited Check-up
- Dental Consultation
- Emergency Care benefits
- 30% discount on laboratory
- 30% discount on surgeries
- No age limit
Maxicare Prima Gold
Maxicare Prima Gold Price: Php 12,999
Benefits:
- 24 hours customer service
- Unlimited tests
- Up to Php 20,000 emergency room coverage
- No paper works required
- Pre-existing conditions are covered
- 1-year validity
PhilCare
Unli-Consult for 65-Plus Price: Php 5,000
Benefits:
- Unlimited consultations
- Dental Services
- Pre-existing conditions are covered
- Valid for 1 year
- Non-transferable
Vida Care CORE Price: Php 11,120
Benefits:
- Unlimited medical and dental consultation
- Unlimited outpatient laboratory
- Pre-existing conditions are covered
- Valid for 1 year
Vida Care PREMIER Price: Php 13, 270
Benefits:
- Unlimited medical and dental consultation
- Unlimited laboratory (Outpatient)
- PHP 20,000 single use benefit (Outpatient)
- Pre-existing conditions are covered
- In partnership with over 500 PhilCare accredited hospitals
- Valid for 1 year
PhilHealth
PhilHealth price: If you’re a member you must have at least 120 months of contributions
Benefits:
- Inpatient benefits
- Outpatient benefits
- No balance billing policy in public hospitals
- Z benefits package
Kaiser Senior Care
Kaiser Senior Care Price: Php 25,300 annual premium
Benefits:
- Cover up to 90% of the hospital bills
- Reimbursement type coverage
- Freedom to choose hospital and doctor
- Up to Php 1M coverage
Pacific Cross Premier
Pacific Cross Premier Price: Php 31,063 annual premium
Benefits:
- 24 hour customer service
- Freedom to choose your own hospital or doctor
- Surgical Benefits
- Critical care and emergency benefits
- Immediate coverage to accidental injuries
- Overseas emergency coverage
- 1.5 Million max coverage
There are so many health cards that were being offered nowadays. But, it is important to check all the benefits it includes to find what is the best card for you. You should also check the age requirement, validity, cost, and their partner hospitals. But whichever you may choose, you will have the security if you get hospitalized.
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