Many plans have been canceled due to the pandemic but as the economy slowly getting back to normal, some of us are planning to continue the plans that have been canceled. You might be planning about your future dream destination. But before you do that, you may consider checking the best Credit Card for travelers so you can save more and earn rewards if you use that card when you travel.
What are the things you must consider when looking for a Travel Credit Card:
- Travel Insurance
- Dual Currency Billing
- Zero or low foreign currency transaction fee
- Travel Assistance
- Low spend per mile requirement
- Free Airport Lounge Access
Here are the Best Credit Card for Travelers:
RCBC AirAsia Credit Card
- Minimum Monthly Income: Php 20,833
- Interest Rate: 2%
- Annual Fee: Php 200 monthly
- Transaction Fee for Foreign Currency: 2.25 % or up to 3.50%
- Priority check-in and boarding
- Worth of 8,000 AirAsia Big Points welcome gift
- Earn point every Php 22 spend
- Redeemable points (Free flights, Lazada, SM, Grab, etc)
- 0% installment on purchases abroad
- Pay installment for 36 months
Citi PremierMiles Card
- Minimum Monthly Income: Php 30,000
- Interest Rate: 2%
- Annual Fee: Php 5,000 (free for the first year)
- Transaction Fee for Foreign Currency: 3.50%
- Travel Insurance up to 1Million
- VIP Lounge access
- Earn 1 point every Php 30 spend
- Convert miles to cash credit (1.6 PremierMile = 1 mile)
- Convert miles to hotel points
- Airmiles has no expiration
HSBC Platinum Visa
- Minimum Monthly Income: Php 41,666.67
- Interest Rate: 2%
- Annual Fee: Php 5,000 (free for the first year)
- Transaction Fee for Foreign Currency: 3.50%
- Earn 1 point for every Php 20 spend
- Travel Insurance included
- Use card at more than 27,000 establishment
- Earn 4x point if you use the card overseas
- Contactless Credit Card
UnionBank Cebu Pacific GetGo
- Minimum Monthly Income: Php 50,000
- Interest Rate: 2%
- Annual Fee: Php 3,000
- Transaction Fee for Foreign Currency: 3%
- Earn 1 point for every Php 30 spend
- Exclusive flight sales at Cebu Pacific
- Priority check-in
- Up to Php 400,000 life insurance
Maybank Platinum Visa
- Minimum Monthly Income: Php 50,000
- Interest Rate: 2%
- Annual Fee: Php 3,500 (free for the first year)
- Transaction Fee for Foreign Currency: 1.75%
- Earn 1 point for every Php 25 spend
- Redeemable rewards
- 1% cashback when you purchase abroad
- Accepted worldwide
Metrobank Travel Platinum Visa
- Minimum Monthly Income: Php 66,666.67
- Interest Rate: 2%
- Annual Fee: Php 5,000 (free for the first year)
- Transaction Fee for Foreign Currency: 2.50%
- Earn 1 point for every Php 17 – Php 20 spend
- Up to 5 Million Travel Insurance
- VIP Hotel Service
- 24 hours customer service
- Contactless card
BPI Signature Visa
- Minimum Monthly Income: Php 80,000
- Interest Rate: 1.82%
- Annual Fee: Php 5,500 (free for the first year)
- Transaction Fee for Foreign Currency: 0.85%
- Earn 1 point for every Php 20 spend
- Up to 50% discount on hotels, dinings, etc
- Up to 20 Million travel insurance
- 1.85% forex conversion rate
The Credit Card for Travelers that was mentioned above was just few, there are so many credit cards that was being offered by different banks. It is important that before you get a credit card, you must do as research first. Find the best credit card for you.
Helpful Articles:
List Of Credit Cards With Easy Application
Best Credit Card for First-Timers
Credit Card for Low-Income Earners
Available Credit Card for Students
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