Best Banks That Offer Housing Loans

Having our own home is one of the greatest achievements we wanted to attain. That is why many Filipinos are working hard so that they can save money to build their own house. However, building a house is very expensive. Depending on the size and design of the house. The bigger it is, the larger the amount will cost. Usually, even a small house will cost you hundreds of thousands due to material cost that is continuously increasing. That is why banks created a way to help people who wanted to build their own houses. Many banks are now offering housing loans. All you need to do is to choose the best banks that offer Housing Loans.

Housing loan that was offered by banks can be paid by terms. Depending on the amount you wanted to loan or depending on the size of the house you wanted to build. Both parties will agree about the terms and condition of the payment. So it is very important that you choose the best banks that offer housing loans so that you will be at peace while your house is under construction. If you wanted to know what bank are the best, this might help you.

Housing Loan

Here’s the list of Best Banks That Offer Housing Loans:

RCBC Home Loan

  • Who can apply?
    • 21 years old and above
    • Filipino citizen or dual citizen
    • Minimum gross monthly income of Php 40,000
    • If you’re a foreigner, you must be married to a Filipino citizen
    • For self-employed, must have a business that is profitable for the last 2 years
    • For OFW, must work abroad for the last 2 years
  • Loan Features
    • Php 300,000 loan minimum amount
    • Pay the loan up to 20 years
    • The interest rate is 6.38% to 10.5% (depending on the term you prefer)
    • It can be a multi-purpose loan or used for refinancing a home
    • You can use it to purchase a vacant lot, house and lot, and home renovation

BPI Family Savings Bank

  • Who can apply?
    • Legal age but not above 65 years old
    • Filipino citizen
    • If you’re a foreigner, you must be married to a Filipino citizen
  • Loan Features
    • Php 400,000 loan minimum amount
    • Loan up to 80% of the appraised value of house and lot (must not exceed 5 million)
    • Pay the loan up to 25 years
    • The interest rate is 12% up to 25% (depending on the term you prefer)
    • Quick to process

UnionBank

  • Who can apply?
    • 21 to 65 years old
    • Filipino citizen or dual citizen
    • Permanent status employees
    • For self-employed, must have a business that is profitable for the last 2 years
    • OFWs
  • Loan Features
    • Php 500,000 loan minimum amount
    • Loan up to 80% of the appraised value
    • Pay the loan up to 20 years
    • The interest rate is 8% up to 11% (depending on the term you prefer)
    • You can use it to purchase a vacant lot, house and lot, and home renovation
    • Quick to process

China Bank

  • Who can apply?
    • 21 to 65 years old
    • Filipino citizen or dual citizen
    • Minimum gross monthly income of Php 35,000 up to Php 50,000
    • Must have a steady source of income
    • Must have a managerial work position
    • No adverse records
  • Loan Features
    • Php 500,000 loan minimum amount
    • Pay the loan up to 25 years
    • The interest rate is 5.7%
    • You can use it to purchase a vacant lot, house and lot, and home renovation
    • No hidden charges

Security Bank

  • Who can apply?
    • 21 to 65 years old
    • Filipino citizen
    • Must be earning a combined monthly income of PHP 50,000
    • Continues employment for at least 2 years
    • For self-employed, must be operating business for 3 years
  • Loan Features
    • Php 1000,000 loan minimum amount
    • Pay the loan up to 20 years
    • The interest rate is 6.25% to 7.75%
    • You can use it to purchase a vacant lot, house and lot, and home renovation

The banks that were listed above was just a few, there are so many banks out there that offers a home loan. So it is very important that before you apply for a loan, you must conduct a research about which bank will be perfect for you.

2,252 Comments

  1. Hi this is kinda of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML.
    I’m starting a blog soon but have no coding know-how so I wanted to get advice from someone with experience.
    Any help would be enormously appreciated!

  2. Thanks for your marvelous posting! I actually enjoyed reading
    it, you happen to be a great author.I will be sure to bookmark your blog
    and will often come back down the road. I want to encourage continue your great work, have a nice morning!

  3. Does your blog have a contact page? I’m having trouble locating it but,
    I’d like to send you an e-mail. I’ve got some recommendations for your blog
    you might be interested in hearing. Either way, great blog and I look forward to
    seeing it develop over time.

  4. Hi there! This is my 1st comment here so I just wanted to give a
    quick shout out and say I truly enjoy reading your blog
    posts. Can you suggest any other blogs/websites/forums that cover the same topics?
    Thanks for your time!

  6. Excellent post. I was checking constantly this blog and I am impressed!
    Very useful information particularly the last part 🙂 I care for such
    info much. I was looking for this particular information for a very long time.
    Thank you and best of luck.

  7. Greetings from Ohio! I’m bored to tears at work so I decided to check out your blog on my iphone during lunch break.
    I enjoy the knowledge you provide here and can’t wait
    to take a look when I get home. I’m amazed at how fast your
    blog loaded on my mobile .. I’m not even using WIFI, just 3G ..
    Anyhow, superb site!

  8. We’re a group of volunteers and starting a
    new scheme in our community. Your site provided
    us with valuable information to work on. You’ve performed a formidable
    activity and our entire neighborhood will be thankful to you.

  11. whoah this weblog is magnificent i like studying your posts.

    Keep up the good work! You realize, a lot of persons are looking
    around for this info, you could help them greatly.

  12. If some one desires to be updated with hottest technologies therefore
    he must be go to see this website and be up to date
    everyday.

  23. Heya! I just wanted to ask if you ever have any issues with hackers?
    My last blog (wordpress) was hacked and I ended up losing several weeks of hard work due to no data backup.
    Do you have any methods to protect against hackers?

  36. This is a very good tip especially to those fresh to the blogosphere. Simple but very precise informationÖ Appreciate your sharing this one. A must read article!

  46. This design is wicked! You most certainly know how to keep a reader
    amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Excellent
    job. I really loved what you had to say, and more than that, how you presented it.
    Too cool!

  66. צעירה לטינית עולה לשידור במצלמת סקס עם החבר הצעיר שלהנערות ליווי בתל אביב

  70. Remarkable issues here. I am very happy to peer your article.Thank you a lot and I’m having a look ahead to touch you.Will you please drop me a e-mail?

  79. I am not sure where you’re getting your info, but great topic. I needs to spend some time learning much more or understanding more. Thanks for great information I was looking for this information for my mission.

  82. This is a very good tip especially to those fresh to the blogosphere. Simple but very accurate info… Thank you for sharing this one. A must read article!

  88. Hi, I do believe this is an excellent blog. I stumbledupon it 😉 I am going to revisit yet again since I book-marked it. Money and freedom is the best way to change, may you be rich and continue to guide others.

  93. I’m so happy to read this. This is the type of manual that needs to be given and not the accidental misinformation that is at the other blogs. Appreciate your sharing this greatest doc.

  109. It as nearly impossible to find knowledgeable people about this topic, however, you sound like you know what you are talking about! Thanks

  118. I will right away take hold of your rss as I can not in findingyour email subscription hyperlink or e-newsletter service.Do you have any? Kindly permit me recognise so that Imay subscribe. Thanks.

  122. Hello! I just wanted to ask if you ever have anytrouble with hackers? My last blog (wordpress) was hacked and I ended up losinga few months of hard work due to no data backup. Do you have any solutions to stop hackers?

  127. ivermectin powder ivermectin 2ml sarcoptic mange treatment for dogs ivermectin how much ivermectin to give a dog for mange

  140. Hello there! I could have sworn Iíve been to this blog before but after going through a few of the posts I realized itís new to me. Anyhow, Iím certainly pleased I came across it and Iíll be book-marking it and checking back frequently!

  142. That is a good tip especially to those fresh to the blogosphere. Simple but very precise information… Many thanks for sharing this one. A must read post.

  144. Hello there, just became alert to your blog through Google, and found that it is really informative. I am going to watch out for brussels. I will appreciate if you continue this in future. A lot of people will be benefited from your writing. Cheers!

  147. Way cool! Some very valid points! I appreciate you penning this article and also the rest of the website is extremely good.

  148. great points altogether, you simply receiveda logo new reader. What could you recommend in regards to your put up that you just made afew days in the past? Any certain?

  162. I’m amazed, I must say. Rarely do I encounter a blog that’s both equally educative and entertaining, and without a doubt, you have hit the nail on the head. The problem is something which too few folks are speaking intelligently about. I’m very happy that I stumbled across this during my search for something concerning this.

  166. Way cool! Some very valid points! I appreciate you penning this write-up and also the rest of the website is extremely good.

  170. You have made some good points there. I looked on the net for more information about the issue and found most individuals will go along with your views on this website.

  174. I’m more than happy to uncover this page. I want to to thank you for your time just for this wonderful read!! I definitely liked every little bit of it and I have you saved as a favorite to look at new information in your site.

  178. Spot on with this write-up, I absolutely think this amazing site needs far more attention. I’ll probably be back again to see more, thanks for the information.

  182. I’m not sure where you’re getting your information, but good topic.I needs to spend some time learning more or understanding more.Thanks for wonderful info I was looking for this info for my mission.

  184. Oh my goodness! Incredible article dude! Many thanks, However I am having difficulties with your RSS. I don’t understand why I can’t join it. Is there anyone else getting similar RSS problems? Anybody who knows the answer will you kindly respond? Thanx!

  188. This awesome blog is really interesting as well as informative. I have picked up many interesting stuff out of this amazing blog. I ad love to return again soon. Thanks!

  189. Right here is the right site for anyone who wants to understand this topic. You know a whole lot its almost hard to argue with you (not that I actually will need to…HaHa). You certainly put a fresh spin on a subject that’s been written about for years. Wonderful stuff, just excellent.

  190. After looking into a handful of the articles on your web page, I honestly appreciate your way of writing a blog. I added it to my bookmark site list and will be checking back in the near future. Take a look at my website too and tell me your opinion.

  194. Aw, this was a really good post. Finding the time and actual effort to make a great article… but what can I say… I put things off a whole lot and never manage to get nearly anything done.

  200. I don’t even understand how I stopped up here, however I assumed this post used to be good. I don’t realize who you are but certainly you are going to a well-known blogger if you happen to are not already. Cheers!

  205. What’s up, I would like know your skin type to optimize your skin care routine subscribefor this blog to get most recent updates, therefore where can i do it pleasehelp out.

  210. It’s difficult to find well-informed people about this topic, however, you sound like you know what you’re talking about! Thanks

  211. I really love your blog.. Great colors & theme. Did you develop this site yourself? Please reply back as I’m wanting to create my very own site and want to find out where you got this from or what the theme is called. Appreciate it.

  213. What’s up, everything is going fine here and ofcourse every one is sharing facts, that’s truly excellent,
    keep up writing.

  214. I really wanted to write a brief note to be able to express gratitude to you for some of the fantastic secrets you are placing at this website. My extensive internet look up has finally been honored with extremely good content to share with my two friends. I would claim that many of us site visitors are truly fortunate to live in a good website with many wonderful individuals with very helpful techniques. I feel very lucky to have used the website and look forward to many more cool minutes reading here. Thanks once more for all the details.

  215. Hello to every body, it’s my first visit of this weblog; this blog contains
    awesome and in fact fine data designed for readers.

  216. Your style is really unique compared to other folks I’ve read stuff from. Thanks for posting when you have the opportunity, Guess I’ll just book mark this blog.

  221. I needed to thank you for this good read!! I certainly loved every bit of it. I have you book-marked to look at new things you postÖ

  226. Hey! Would you mind if I share your blog with my twitter group? There’s a lot of folks that I think would really appreciate your content. Please let me know. Thank you

  228. That is a great tip particularly to those new to the blogosphere. Simple but very accurate info… Thank you for sharing this one. A must read post.

  229. I got this site from my friend who shared with me regarding this website and at the moment this time I am visiting this web page and reading very informative posts at this time.

  234. I’d like to thank you for the efforts you have put in writing this blog. I really hope to view the same high-grade content by you later on as well. In fact, your creative writing abilities has inspired me to get my very own blog now 😉

  235. hello!,I love your writing so much! proportion we keep up a correspondence more about your article on AOL?I require an expert in this house to unravel my problem.May be that’s you! Taking a look ahead to peer you.my blog post; ToxyBurn Reviews

  238. Usually I do not read post on blogs, however I wish to say that this write-up very forced me to take a look at and do it! Your writing taste has been amazed me. Thanks, very nice post.

  241. The very next time I read a blog, I hope that it won’t fail me as much as this particular one. I mean, Yes, it was my choice to read, however I really believed you would probably have something useful to say. All I hear is a bunch of whining about something you could possibly fix if you weren’t too busy seeking attention.

  243. Hello! I just wanted to ask if you ever have any issues with hackers?My last blog (wordpress) was hacked and I ended up losing many monthsof hard work due to no data backup. Do you have any solutions to protect againsthackers?

  244. This is the right webpage for anybody who really wants to find out about this topic. You know so much its almost hard to argue with you (not that I actually will need to…HaHa). You definitely put a brand new spin on a subject that’s been written about for decades. Wonderful stuff, just wonderful.

  248. I seriously love your website.. Great colors & theme. Did you make this web site yourself? Please reply back as I’m wanting to create my own personal site and want to know where you got this from or exactly what the theme is called. Many thanks!

  258. I am extremely inspired together with your writing skills and also with the format on your blog. Is that this a paid subject matter or did you customize it your self? Anyway stay up the excellent quality writing, it’s uncommon to see a great weblog like this one these days..

  261. I like the valuable information you provide in your articles. I?ll bookmark your blog and check again here regularly. I am quite certain I?ll learn a lot of new stuff right here! Best of luck for the next!

  264. Hi there, I discovered your website by the use of Google at the same
    time as searching for a similar matter, your website came up, it appears good.
    I’ve bookmarked it in my google bookmarks.
    Hi there, just turned into alert to your blog via Google, and located that it’s truly informative.
    I’m gonna watch out for brussels. I will be grateful in case
    you proceed this in future. Lots of folks will be benefited from your writing.
    Cheers!

  265. Your style is so unique compared to other people I’ve read stuff from. Thank you for posting when you’ve got the opportunity, Guess I’ll just bookmark this site.

  271. I think the admin of this web site is really working hard in support
    of his site, since here every material is quality based material.

  272. Aw, this was an incredibly nice post. Taking a few minutes and actual effort to produce a superb article… but what can I say… I hesitate a whole lot and don’t manage to get nearly anything done.

  273. I’m impressed, I must say. Seldom do I encounter a blog that’s both equally educative and amusing, and let me tell you, you’ve hit the nail on the head. The problem is something which too few men and women are speaking intelligently about. Now i’m very happy I found this during my hunt for something relating to this.

  274. You’re so cool! I don’t think I’ve read through a single thing like that before. So great to discover somebody with a few original thoughts on this topic. Seriously.. thank you for starting this up. This site is something that is required on the web, someone with a little originality.

  275. Excellent beat ! I would like to apprentice even as you amend your web
    site, how could i subscribe for a weblog site? The account helped me a acceptable deal.

    I have been tiny bit acquainted of this your broadcast offered brilliant clear concept

  278. Was ist los ich neu dabei, ich bin über dieses ich habe es positiv hilfreich gefunden und es hat mir sehr unterstützt. Ich hoffe, anderen Benutzern wie helped beizutragen und help zu können. Gut Arbeit.

  283. Hello.This article was extremely fascinating, especially because I was searching for thoughts on this topic last Wednesday.

  290. Oh my goodness! Amazing article dude! Thank you, However I am having issues with your RSS. I don’t understand the reason why I can’t join it. Is there anybody else having identical RSS issues? Anybody who knows the answer can you kindly respond? Thanks!

  293. Ich weiß es zu schätzen, denn ich habe genau gefunden, wonach ich gesucht habe. Du hast hast meine vier Tage lange Jagd beendet! Gott segne dich, Mann. Ich wünsche Ihnen einen schönen Tag. Wiedersehen

  296. I wanted to thank you for this excellent read!! I definitely enjoyed every little bit of it. I have you bookmarked to check out new stuff you post…

  310. This is the right site for anybody who really wants to find out about this topic. You know so much its almost hard to argue with you (not that I actually would want to…HaHa). You definitely put a brand new spin on a topic which has been discussed for decades. Great stuff, just wonderful.

  318. An outstanding share! I’ve just forwarded this onto a colleague who was conducting a little homework on this. And he in fact ordered me breakfast simply because I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanks for spending the time to discuss this topic here on your web site.

  320. Excellent way of explaining, and good article to get data on the topic of my presentation topic,which i am going to deliver in school.

  324. An impressive share! I’ve just forwarded this onto a co-worker who was conducting a little research on this. And he actually bought me lunch due to the fact that I found it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanx for spending some time to discuss this topic here on your web site.

  327. An outstanding share! I have just forwarded this onto a coworker who had been conducting a little research on this. And he in fact bought me dinner due to the fact that I found it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending time to discuss this issue here on your website.

  331. Greetings! Very useful advice in this particular article! It is the little changes that produce the greatest changes. Thanks for sharing!

  334. Sprawdź ranking na chwilówka online i weź szybką pożyczkę internetową lub kredyt przez internet.

  351. Hello there! Do you know if they make any plugins to safeguard against hackers?I’m kinda paranoid about losing everything I’ve worked hard on.Any tips?

  352. Ich war für eine Weile abwesend gewesen, aber jetzt weiß ich wieder, warum ich diese Site geliebt habe. Danke, ich werde versuchen, häufig öfter vorbeizuschauen. Wie oft aktualisieren Sie Ihre website?

  355. Outstanding post however I was wanting to know if you could write a litte more on thissubject? I’d be very grateful if you could elaborate a little bit more.Bless you!

  364. I blog quite often and I seriously thank you for your information. This great article has truly peaked my interest. I am going to book mark your blog and keep checking for new information about once a week. I subscribed to your RSS feed too.

  371. Thanks , I have recently been searching for information about this topic for ages and yours is the best I’ve found out so far. But, what concerning the bottom line? Are you certain concerning the source?

  373. Thông Tin, Sự Khiếu Nại Liên Quan Tiền Đến Thẳng Bóng Đá Nữ Giới k+1 online hdĐội tuyển nước ta chỉ cần một kết trái hòa có bàn thắng nhằm lần thứ hai góp mặt tại World Cup futsal. Nhưng, để thực hiện được như vậy

  382. Hello there! Would you mind if I share your blog with my zynga group? There’s a lot of people that I think would really appreciate your content. Please let me know. Thanks

  386. Hi there! This article couldnít be written any better! Looking at this post reminds me of my previous roommate! He constantly kept talking about this. I will send this post to him. Pretty sure he’ll have a good read. Thank you for sharing!

  391. In the grand scheme of things you’ll get a B+ with regard to effort and hard work. Where you actually misplaced everybody was first on the facts. You know, as the maxim goes, details make or break the argument.. And that could not be much more correct here. Having said that, allow me inform you exactly what did give good results. Your writing is actually very convincing and that is most likely why I am taking the effort in order to opine. I do not really make it a regular habit of doing that. Secondly, although I can see the leaps in reasoning you come up with, I am not really certain of exactly how you appear to unite your ideas which in turn produce the conclusion. For now I will subscribe to your issue but trust in the near future you link your facts better.

  396. I’m more than happy to find this website. I wanted to thank you for your time due to this fantastic read!! I definitely enjoyed every part of it and I have you saved as a favorite to see new stuff on your blog.

  400. This is the right blog for everyone who hopes to understand this topic. You understand a whole lot its almost hard to argue with you (not that I actually will need to…HaHa). You definitely put a brand new spin on a subject that’s been discussed for decades. Excellent stuff, just great.

  404. I blog frequently and I truly thank you for your information. This great article has really peaked my interest. I’m going to take a note of your website and keep checking for new information about once a week. I opted in for your Feed too.

  409. Aw, this was a very nice post. Taking a few minutes and actual effort to make a superb article… but what can I say… I hesitate a whole lot and never seem to get anything done.

  415. I really love your blog.. Pleasant colors & theme. Did you develop this web site yourself? Please reply back as I’m hoping to create my very own blog and would love to learn where you got this from or exactly what the theme is named. Kudos.

  432. Howdy! Do you know if they make any plugins to help with SearchEngine Optimization? I’m trying to get my blog to rank forsome targeted keywords but I’m not seeing very good gains.If you know of any please share. Kudos!

  437. Pretty part of content. I simply stumbled upon your blog andin accession capital to say that I acquire actuallyloved account your blog posts. Anyway I will be subscribingto your feeds or even I achievement you get admission to constantly rapidly.

  444. Wow! This blog looks exactly like my old one! It’s on a totally differenttopic but it has pretty much the same layout anddesign. Excellent choice of colors!

  448. I’m still learning from you, while I’m trying to achieve my goals. I absolutely liked reading all that is written on your blog.Keep the tips coming. I enjoyed it!

  455. Thanks for a marvelous posting! I truly enjoyed reading it, you may be a great author.I will always bookmark your blog and definitely will come back down the road. I want to encourage that you continue your great posts, have a nice weekend!

  460. I blog frequently and I truly appreciate your information. The article has really peaked my interest. I am going to bookmark your blog and keep checking for new information about once per week. I opted in for your RSS feed too.

  463. I am usually to blogging and i actually respect your content. The article has actually peaks my interest. I am going to bookmark your site and preserve checking for brand spanking new information.

  468. Nice post. I learn something totally new and challenging on blogs I stumbleupon everyday. It’s always helpful to read articles from other writers and use a little something from other sites.

  469. [url=https://stromectol.life/#]ivermectin 6 mg tablets[/url] stromectol 12 mg tablets

  472. Good blog you’ve got here.. It’s difficult to find good quality writing like yours these days. I really appreciate people like you! Take care!!

  477. This is the right blog for everyone who hopes to understand this topic. You realize a whole lot its almost hard to argue with you (not that I personally would want to…HaHa). You definitely put a brand new spin on a subject that has been discussed for decades. Excellent stuff, just wonderful.

  478. Nice post. I was checking constantly this blog and I am impressed! Extremely helpful info specially the last part 🙂 I care for such info a lot. I was seeking this certain information for a very long time. Thank you and good luck.

  480. I truly love your site.. Great colors & theme. Did you develop this site yourself? Please reply back as I’m trying to create my very own blog and want to learn where you got this from or exactly what the theme is called. Thanks.

  495. I don’t even know how I ended up here, but I thought this post was good.I don’t know who you are but definitely you are going to a famous blogger if you aren’t already😉 Cheers!

  505. Nice read, I just passed this onto a colleague who was doing some research on that. And he just bought me lunch since I found it for him smile Thus let me rephrase that: Thanks for lunch!

  508. I really love your blog.. Excellent colors & theme. Did you make this web site yourself? Please reply back as I’m hoping to create my own personal blog and would love to know where you got this from or exactly what the theme is named. Thank you.

  509. Very efficiently written article. It will be useful to anybody who employess it, including myself. Keep doing what you are doing – i will definitely read more posts.

  530. Aw, this was a really nice post. Taking a few minutes and actual effort to generate a good articleÖ but what can I sayÖ I hesitate a lot and don’t manage to get nearly anything done.

  536. Thanks for any other excellent article. The place else may just anyone get that kind of information in such an ideal means of writing? I’ve a presentation subsequent week, and I am on the look for such information.

  541. The core of your writing while appearing reasonable originally, did not really settle properly with me personally after some time. Somewhere throughout the sentences you were able to make me a believer unfortunately just for a while. I however have a problem with your leaps in assumptions and one might do nicely to help fill in those gaps. In the event you can accomplish that, I could surely end up being amazed.

  546. I do not even know how I ended up here, but I thought this post was great.I do not know who you are but certainly you are going to afamous blogger if you aren’t already 😉 Cheers!

  549. Greetings! Very helpful advice in this particular post! Itis the little changes which will make the most significant changes.Thanks a lot for sharing!my blog post … Alive CBD Drops

  561. I’d like to thank you for the efforts you’ve put in penning this site. I am hoping to see the same high-grade blog posts by you later on as well. In fact, your creative writing abilities has inspired me to get my own, personal blog now 😉

  564. Spot on with this write-up, I honestly believe this amazing site needs a lot more attention. I’ll probably be returning to read through more, thanks for the info!

  567. After checking out a handful of the blog posts on your web site, I really appreciate your technique of blogging. I saved it to my bookmark webpage list and will be checking back soon. Please visit my web site as well and let me know your opinion.

  568. Having read this I believed it was extremely enlightening. I appreciate you taking the time and effort to put this information together. I once again find myself spending a lot of time both reading and leaving comments. But so what, it was still worth it!