Pag-IBIG Fund’s Affordable Housing Program

Pag-IBIG Fund makes it possible for minimum-wage and low-income earners to own a home. They offer housing loan options to their members and it includes Pag-IBIG Fund’s Affordable Housing Program. This program is perfect for all members who are minimum-wage earners whose monthly gross income does not exceed P17,500.

If you’re a minimum-wage earner member and you wanted to know how to apply for this program. This might help you.

Purposes of the Loan:

  • Purchase of lot
  • Construction
  • Improvement
  • Refinancing an existing housing loan

Who are Eligible to Apply?

  • Not more than 65 years old
  • Member who have at least 24 months savings
  • Has legal capacity to acquire and encumber property
  • No foreclosed loan
  • Payment must be updated (if with existing short term loan)

What are the Requirements Needed?

  • For Self-employed
    • Valid IDs
    • Loan Application
    • Income tax return
    • Proof of income
    • Bank Statement
    • Copy of Lease Contract and Tax Declaration
    • Commission Vouchers reflecting the issuer’s details 
    • Certified True Copy of Transport Franchise
    • Certificate of Engagement
  • For Employed
    • Valid IDs
    • Loan Application
    • Proof of income
    • Notarized Certificate of Employment and Compensation
    • Income tax return
    • Payslip
  • For OFWs
    • Valid IDs
    • Employment contract
    • Certificate of Employment and Compensation (CEC)
    • Income tax return

How to Apply?

  • Prepare all the requirements needed
  • Visit the nearest Pag-IBIG branch in your location
  • Submit all the requirements
  • Afterward, you need to wait for at least 17 working days before you receive the Notice of Approval and the Letter of Guaranty
  • Once received, you need to accomplish the Notice of Approval requirements within 3 months including the transfer of title and annotation of mortgage
  • Go back to Pag-IBIG and receive loan proceeds
  • Lastly, start paying the monthly housing loan amortization

What are the modes of payment?

  • Post-dated checks
  • Salary deduction through employer
  • Payment to an accredited developer
  • Auto debit arrangements
  • Collection partners
    • Overseas remittance
    • Local remittance

If you’re a Pag-IBIG member who is a minimum-wage earner, take advantage of the affordable housing program they offer. Be able to own your dream house now with the help of Pag-IBIG Fund’s program.

For more information, you may contact Pag-IBIG using this hotline: 8-724-4244

Pag-IBIG Fund Membership Main Benefits
Pag-IBIG Multi-Purpose Loan Application


  1. First off I want to say superb blog! I had a quick question in which I’d like to ask if you do not mind.
    I was curious to know how you center yourself and clear your head prior to writing.
    I have had trouble clearing my mind in getting my thoughts
    out there. I truly do enjoy writing but it just seems like the first 10 to 15
    minutes are wasted just trying to figure out how to begin. Any recommendations
    or hints? Cheers!

  2. What’s Taking place i’m new to this, I stumbled
    upon this I’ve discovered It absolutely helpful and it
    has aided me out loads. I am hoping to give a contribution & assist other customers like its helped me.
    Great job.

  3. Hi there! I know this is kind of off-topic but I needed
    to ask. Does building a well-established blog like yours
    require a large amount of work? I am completely new to blogging however
    I do write in my diary every day. I’d like to start a blog so I can easily share my experience and thoughts online.
    Please let me know if you have any kind of suggestions or tips for brand new aspiring blog owners.
    Appreciate it!

  4. Hey there just wanted to give you a brief heads up and let you know a few of the
    images aren’t loading correctly. I’m not sure
    why but I think its a linking issue. I’ve tried it in two different web browsers and both show
    the same outcome.

  5. It’s a pity you don’t have a donate button! I’d without a doubt donate to this superb blog!
    I suppose for now i’ll settle for book-marking and adding your RSS
    feed to my Google account. I look forward to new updates and will share this blog with
    my Facebook group. Chat soon!

  6. Asking questions are genuinely fastidious thing if you are not understanding anything
    entirely, except this paragraph presents good understanding yet.

  7. Simply wish to say your article is as astounding.
    The clarity to your publish is simply cool and that
    i can assume you are an expert in this subject.
    Fine with your permission allow me to clutch your RSS feed to keep updated with coming near near post.

    Thanks a million and please continue the gratifying work.

  8. Please let me know if you’re looking for a article author for
    your site. You have some really good articles and I
    think I would be a good asset. If you ever want
    to take some of the load off, I’d really like to write some material
    for your blog in exchange for a link back to mine. Please shoot
    me an email if interested. Cheers!

  9. you’re actually a just right webmaster. The web site loading pace is amazing.
    It seems that you’re doing any unique trick. In addition,
    The contents are masterwork. you’ve performed a wonderful
    task in this matter!

  10. I don’t even know the way I finished up right here, but I assumed this post was great.I do not understand who you are but definitely you’re going to a famous blogger in the event you aren’t already.Cheers!

  11. Wow! Finally I bought a blog from which I be capable of actually obtain helpful information concerning my studyand knowledge.My blog :: OrlandoQRust

  12. Before a serious «YouTuber» interprets from making a slidemovie. But the game is in getting more YouTube views, comments and traffic, here are 5 strategies help you start. Additionally, optimize your YouTube road.

  13. Hello there! I know this is kinda off topic but I was wondering which blog platform are you using for this
    site? I’m getting fed up of WordPress because I’ve had problems with hackers and I’m looking at options for another platform.

    I would be great if you could point me in the direction of a good platform.

  14. I have read a few just right stuff here. Definitely
    value bookmarking for revisiting. I surprise how much
    attempt you set to make such a great informative web

  15. Undeniably believe that which you said. Your favorite justification appeared to be on the web the easiest thing to be aware of.
    I say to you, I certainly get annoyed while people consider worries that they plainly don’t know about.
    You managed to hit the nail upon the top and also defined out the whole thing without having side effect , people can take a signal.
    Will likely be back to get more. Thanks

  16. Thank you for the auspicious writeup. It actually was
    a amusement account it. Glance advanced to far introduced agreeable from you!
    However, how could we keep in touch?

  17. Great beat ! I would like to apprentice whilst you amend your website, how
    can i subscribe for a blog website? The account
    aided me a appropriate deal. I were a little bit acquainted of this your broadcast provided bright transparent idea

  18. Fine way of describing, and good paragraph to get data regardingmy presentation topic, which i am going to present in academy.Here is my blog … hcg injections online

Leave a Reply

Your email address will not be published.