Personal Loans in the Philippines with Low Interest

It’s good to know that there are personal loans in the Philippines with low interest, isn’t it? Since you can take advantage of the money from the loan without worrying about not being able to pay it back due to high-interest rates. If in case you came to the point that you need money for an emergency, you may consider applying for a personal. If you want to know what are the loans that offer low interest, this might help you.

List of Personal Loans in the Philippines with Low Interest

Government Agencies Personal Loan

  • SSS Salary Loan
    • Get approved within 2-3 weeks
    • 10% interest rate
    • Borrow up to Php 30,000
    • Up to 24 months payment terms
    • 1% service fee
    • 1% late payment fee
  • Pag-IBIG Multi-Purpose Loan
    • Get approved within 2-3 weeks
    • 10.5% interest rate
    • Borrow up to 80% of your Pag-IBIG savings
    • Up to 24 months payment terms

Bank Personal Loans

  • PSBank Personal Loan
    • Get approved within 5-9 working days
    • Interest rate
      • 42.88% for 24 months
      • 34.49% for 12 months
    • Borrow Php 20,000 up to Php 250,000
    • Up to 24-36 months payment terms
  • HSBC Personal Loan
    • Get approved within 5 working days
    • 14.29% interest rate for 2 years
    • Borrow Php 30,000 up to Php 500,000
    • Up to 6 to 36 months payment terms
  • CIMB Bank Personal Loan
    • Get approved within 24 hours
    • Interest rate
      • 24%
      • 30%
      • 36%
    • Borrow Php 30,000 up to Php 1M
    • Up to 12 to 60 months payment terms
  • RCBC Personal Loan
    • Get approved within 1-3 weeks
    • 1.3% monthly add-on interest rate
    • Borrow Php 50,000 up to Php 1M
    • Up to 6 to 36 months payment terms
    • 1% processing fee
    • 5% late payment fee
  • BPI Personal Loan
    • Get approved within 8-13 working days
    • 25.03% interest rate
    • Borrow Php 20,000 up to Php 1M
    • Up to 12-36 months payment terms
  • EastWest Personal Loan
    • Get approved within 5-7 working days
    • 31.51% interest rate for 12 months
    • Borrow Php 25,000 up to Php 2M
    • Up to 12-36 months payment terms
  • Security Bank Personal Loan
    • Get approved within 5 working days
    • 37.53% interest rate
    • Borrow Php 30,000 up to Php 2M
    • Up to 12-36 months payment terms
  • CITI Bank Personal Loan
    • Get approved within 24 hours
    • 26.9% interest rate
    • Borrow Php 100,000 up to Php 2M
    • Up to 12-60 months payment terms

As long as you’re eligible and you have all the requirements they need, there will be no problem once you apply. Just choose the perfect personal loan provider that you think and visit their branch and provide all the requirements so they can process your application.

READ:
Legit Fast Cash Loan in the Philippines
Pag-IBIG Short-Term Loan