Health Insurance in the Philippines

Health insurance is important and helpful in terms of providing funds for hospitalization. It will protect you from paying unexpected and high medical costs. It is a good choice if you’re planning to get health insurance since you pay less for covered in-network health care. There are so many health insurances that was being offered in the Philippines. So you need to choose which option is best suited for your budget and needs. If you are interested in health insurance in the Philippines, this might help you.

List of Health Insurance in the Philippines

  • AXA Health Max
    • Get benefit as much as Php 10,000,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit
      • Accidental death up to Php 20,000
  • Pioneer Personal Contingency Plan
    • Monthly payment: Php 895
    • Get benefit as much as Php 1,000,000
    • Benefits such as:
      • Accidental death up to Php 20,000
  • BIMA Personal Accident Insurance
    • Get benefit as much as Php 210,000
    • Benefits such as:
      • Pre-existing condition
      • Disability due to accident up to Php 210,000
  • Medicard VIP Plan Suite
    • Monthly payment: Php 5,578.58
    • Get benefit as much as Php 700,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit
      • Accidental death up to Php 20,000
  • Medicard VIP Plan Large Private
    • Monthly payment: Php 3,811.08
    • Get benefit as much as Php 450,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit
      • Accidental death up to Php 20,000
  • Maxicare Platinum Plus
    • Monthly payment: Php 3,458.83
    • Get benefit as much as Php 200,000
    • Benefits such as:
      • Outpatient benefit
      • Accidental death up to Php 25,000
  • Maxicare Platinum
    • Monthly payment: Php 1,923.50
    • Get benefit as much as Php 150,000
    • Benefits such as:
      • Outpatient benefit
      • Accidental death up to Php 25,000
  • Maxicare Gold
    • Monthly payment: Php 1,453.83
    • Get benefit as much as Php 100,000
    • Benefits such as:
      • Outpatient benefit
      • Accidental death up to Php 25,000
  • Insular Life iCare C
    • Monthly payment: Php 2,028.33
    • Get benefit as much as Php 150,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit
  • Insurlar Life iCare B
    • Monthly payment: Php 1,386.67
    • Get benefit as much as Php 120,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit
  • Insular Life iCare A
    • Monthly payment: Php 1,155.00
    • Get benefit as much as Php 100,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit

READ: Ways Health Insurance Can Help You In Life

  • Fortune Care Plan 1500
    • Monthly payment: Php 1,454.67
    • Get benefit as much as Php 300,000
    • Benefits such as:
      • Outpatient benefit
  • Fortune Care Plan 900
    • Monthly payment: Php 1,123.83
    • Get benefit as much as Php 180,000
    • Benefits such as:
      • Outpatient benefit
  • Fortune Care Plan 800
    • Monthly payment: Php 1,089.17
    • Get benefit as much as Php 160,000
    • Benefits such as:
      • Outpatient benefit
  • Fortune Care Plan 500
    • Monthly payment: Php 1,003.50
    • Get benefit as much as Php 100,000
    • Benefits such as:
      • Outpatient benefit
  • Eastwest Health
    • Monthly payment: Php 1,687.33
    • Get benefit as much as Php 250,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit
  • Eastwest Health Option 1C and 2C
    • Monthly payment: Php 1,139.00
    • Get benefit as much as Php 150,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit
  • Eastwest Health Option 1A and 2A
    • Monthly payment: Php 763.25
    • Get benefit as much as Php 80,000
    • Benefits such as:
      • Pre-existing condition
      • Outpatient benefit

As a final point, there is a lot of options for health insurance in the Philippines. Those that were mentioned above were just a few examples. It is important that you conduct research first before you apply for health insurance. You should consider your budget. Health insurance is not mandatory but it is important. You may not see the advantage of having it yet, but once you get into a situation where you can use it, you will thank yourself for getting insured.

READ:
PhilHealth Benefits: List of Illness and Amount Covered
PhilHealth Benefits You Should Know