SSS Voluntary Provident Fund

Building your retirement fund is very important. Imagine retiring and havings savings that you can use to enjoy and relax, that is priceless isn’t it? So, build your retirement fund now as early as possible. You can now build your retirement fund through SSS. They have the newest SSS Voluntary Provident fund that’s affordable, with flexible contribution options which will make it easier for every member to pay and it is tax-free earnings.

SSS Voluntary Provident Fund Guidelines

SSS Personal Equity and Savings Option Fund

It’s a voluntary provident fund offered exclusively to SSS members. Aside from the regular SSS program, SSS voluntary provident fund can be added. If a member has the capacity to contribute more, they may apply for this. This option allows members to save more and receive additional benefits in the future.

What makes it a good investment?

  • Tax-free earnings
  • More benefits
  • Contributions placed in sovereign guaranteed investments
  • Guaranteed earnings

Who can join?

  • Employees
  • Self-Employed
  • Voluntary Member
  • OFW members

Before you join, you must meet the following qualifications:

  • Below 55 years of age
  • Have paid at least 6 months of regular SSS contribution
  • Have not filed any claim under the regular SSS program

Fund Allocations:

Account Type% Allocation
Retirement / Disability65% with guaranteed earnings based on 5-year T-Bond rates
Medical25% with guaranteed earnings based on 364 T-Bill rates
General Purpose
(education, housing, livelihood,
10% with guaranteed earnings based on 364 T-Bill rates

When can a member receive a benefit?

  • Upon filing the following:
    • Retirement
    • Total disability
    • Death claim
    • Retirement

How to join?

Qualified SSS members can enroll in the program at any SSS branch (Over-the-counter) or via My.SSS.

For more information, you may contact SSS at 9206446 to 55, email them at [email protected] or visit

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