Admit it, you thought that credit card is only for adults and employed person. That’s incorrect. Students can now apply and have their own credit cards. If you wanted to get your own credit card here are some available Credit Card for students that you may check.
List of Available Credit Card for Students:
BPI Express Start Secured Credit Card
- Php 10,000 minimum deposit
- No income document required
- 90% credit limit of the holdout amount
- 100% credit approval
PNB Visa Classis Credit Card
- Php 10,000 monthly income requirement
- 2% interest rate
- Php 300 annual fee
RCBC Bankard InstaCard
- Php 10,000 minimum deposit
- No income document required
- 90% credit limit of the holdout amount
- 100% credit approval
- Free 1 year annual fee
Security Bank Fast Track Secured Credit Card
- Php 15,000 minimum deposit
- 3 banking days process
- 80% credit limit of the holdout amount
- 100% credit approval
- Get rebates and rewards on every purchase
- No annual fee for the first year
Metrobank M Free Mastercard
- Php 15,000 minimum monthly income
- 0% installment with partner establishments
- Has EMV Smart chip
- No annual fee for life
HSBC Red Mastercard
- Php 17,000 minimum monthly income
- 6% fuel rebate
- Exclusive deals with partner establishments
- Get bonus and points when shopping
Citi Simplicity+ Card
- Php 21,000 minimum monthly income
- No late fees
- No over-limit fees
- Up to 50% discounts with partner establishments
- No fee for life
Whichever credit card you may choose, keep in mind that a credit card doesn’t encourage your impulsive and unnecessary “wanted” purchases. You should know the importance of needs and wants. If you use your credit card correctly, you will be able to learn financial responsibility at a young age and before you get a credit card, ask yourself first. “Do I really need a credit card?”
Helpful Articles:
Credit or Debit Card | Which is better?
List Of Credit Cards With Easy Application
Credit Card for Low-Income Earners
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