Most of us are now using credit cards especially adults. Credit cards can be helpful in some ways. That is why many people are getting their own credit cards. It can be useful when you need help in financing big purchases and if you want to be protected from fraud. In addition, if you use your credit card responsibly, you will be able to build a good credit score. So if you don’t have a credit card yet, you may consider getting yourself one. However, many people are discouraged to get a credit card because of the fee that comes with it. Good thing there are credit cards with no annual fee. If you wanted to know what are those credit cards, this might help you.
List of Credit Cards with No Annual Fee
PNB – The Travel Club Platinum Mastercard
Income requirement (monthly): PHP 10,000
Interest rate: 2%
No annual fee for life
Earn 1 reward point for every PHP 40 spent
*Perfect for the Travel Club (TTC) customers
20% birthday month discount on TTC house brands
5% discount at all TTC branches
1% rebate on TTC installment transactions
READ: Available Credit Card for Students
PNB Ze-Lo Mastercard
Income requirement (monthly): PHP 10,000
Interest rate: 2%
No annual fee for life
No late payment fees
Metrobank M Free Mastercard
Income requirement (monthly): PHP 15,000
Interest rate: 2%
No annual fee for life
0% installment on some establishments
READ: Best Credit Card for First-Timers
PSBank Credit Mastercard
Income requirement (monthly): PHP 15,000
Interest rate: 2%
No annual fee for life
Citi Simplicity+ Card
Income requirement (monthly): PHP 20,833
Interest rate: 2%
No annual fee for life
No late fees
Up to 50% discount in hotels, resorts, and restaurants in partner with Citi Simplicity
READ: Best Credit Card for Businesses
AUB Classis Mastercard
Income requirement (monthly): PHP 21,000
Interest rate: 2%
No annual fee for life
0% interest on new purchases
Earn 1 reward point for every PHP 50 spent
AUB Easy Mastercard
Income requirement (monthly): PHP 21,000
Interest rate: 2%
No annual fee for life
0% interest on new purchases
Earn 1 reward point for every PHP 50 spent
As a final point, there’s no problem in getting your own credit card as long as you’re a responsible owner. Make sure to settle all your balance in time. In that way, you will build a good credit score which will be beneficial for you. Choose the perfect credit card for you as there are so many options available.
READ: List Of Credit Cards With Easy Application