Retirement is one thing that no one can avoid. Everyone will come to a point where they need to retire regardless of the reason why. Once you reach retirement, you should enjoy it. That is why, it is important to plan your retirement ahead of time. Make sure that you will have enough to enjoy your retirement. One way to make sure that you will enjoy your retirement is to get retirement insurance. If you are interested to know what is the best retirement insurance in the Philippines, this might help you.
List of the Best Retirement Insurance in the Philippines
Manulife Retirement Insurance
Manulife is one of the best retirement insurance options especially when you get a lump sum payment. This insurance aims to help policyholders save in the long term by giving regular guaranteed payouts and one lump sum payment at age 65. Also, this insurance is flexible and can adjust to your preference.
- Life Protection Coverage Up To The Age Of 65
- Lump sum payment at the end of the policy
- Added extras
- Dividend earnings
- Guaranteed cash value
Sunlife Retirement Insurance
Sunlife has a wide variety of insurance options. They offer different insurance to different types of customers which is good because they’ll check whatever insurance best fits you. So if you are not decided yet what insurance to get, Sunlife is an option you may consider.
- Affordable plans
- Flexible investment options
- Health coverage
- Can cover up to 100 years of age
AXA Retirement Insurance
AXA retirement insurance focuses on your money’s growth before transitioning your capital into less volatile investments as retirement approaches. This insurance is best for young Filipinos who wanted to build their retirement fund at an early age.
- Customized protection
- Maximize your money’s growth
Insular Life Retirement Insurance
Insular Life offer two options to those who want to avail their insurance. They have Wealth Assure Retirement and Wealth Secure Retirement. They’re both similar but Wealth Assure Retirement has added extras and it includes more benefits.
- Additional extras such as dental, hospital care, accidental death, etc
- Flexible investment
- Life insurance coverage
- Flexible payment options
As a final point, there are so many retirement insurance options in the market. All you need to do is to choose whichever fits your preference best. Regardless of which insurance to get, what important is that you prepare for your future.