Losing someone is hard. It is emotionally painful and will cause a big impact financially. Good thing, SSS created a way to help the family of the deceased members so they don’t suffer from too much distress. SSS now offers death benefits to a qualified member who passed away. The beneficiaries of the deceased member will receive a cash benefit from SSS either a monthly pension or a lump sum whichever they prefer. If you wanted to know more about SSS Death Benefit Guidelines, this might help you.
SSS Death Benefit Guidelines
Types of Beneficiaries:
- Primary (legal spouse and minor children)
- Secondary (parents)
- Designated (indicated in member’s E1 or E4)
- Legal Heirs
Types of Death Benefit:
Lump-Sum – this will be given to the beneficiaries of deceased members who have paid less than 36 monthly contributions. The lump-sum benefit will be given one time.
Monthly Pension – this will be given to the beneficiaries of deceased members who have paid at least 36 monthly contributions.
Requirements Needed:
- Primary and Secondary Beneficiaries
- Death Claim Application
- Sinumpaang Salaysay
- Affidavit (SSS Form CLD-1.3 A)
- Death Certificate (deceased member)
- Marriage Certificate (deceased member)
- Birth Certificate (dependent children)
- Passbook or ATM
- Designated and Legal Heirs Beneficiaries
- Death Claim Application
- Sinumpaang Salaysay
- Affidavit (SSS Form CLD-1.3)
- Birth Certificate of Claimant
- CENOMAR of a deceased member (if single)
- Death Certificate of member’s spouse (if the member is a widow/widower)
- Death Certificate of member’s parents (if single)
How much is the Benefit?
The member’s primary beneficiary will receive a monthly death pension with an additional 13th-month pension every December. In addition, if a member has a minor dependent they will receive a 10% of the member’s monthly pension which will equivalent to Php 250 or whichever is higher.
Less than 10 credited years of service – Php 1,000
At least 10 credited years of service – Php 1,200
20 years credited years of service – Php 2,400
NOTE: Only five minor children will be eligible. They will not allow substitution.
If you’re planning to apply for a SSS Death Benefit, you may visit the near SSS branch in your location. Make sure that you bring all the requirements needed and submit them to the SSS employees. Once submitted, they will assess your documents. Wait for the results.
For more inquiries, you may contact SSS using this hotline: (02) 8920 6446 or send them an email at member_relations@sss.gov.ph
READ: Instruction On How To File SSS Burial/Funeral Claim
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