SSS Non-Working Spouse Coverage

SSS helps us in many ways. They offer different kinds of benefits. It can be a salary loan, sickness benefit, maternity benefit, disability benefit, and many more. As long as you’re an active member, you will be able to take advantage of the benefits they offer. Another good thing about being an SSS member is that you can also take advantage of the SSS Non-Working Spouse Coverage.

What is a Non-Working Spouse Coverage?

Non-working spouse is the legal wife or husband of an active member. Regardless if you’re employed, self-employed, a voluntary member, or an OFW as long as you pay SSS contribution regularly, your partner will be eligible to be part of Non-Working Spouse Coverage.

If you wanted to know more about the Non-Working Spouse coverage, this might help you.

What is the difference between Non-Working Spouse and a Regular member contribution?

The difference between a Non-working spouse and a regular member is the amount of their  Monthly Salary Credit o MSC. Their MSC and the amount of their monthly contribution will be based on their legal partner’s monthly salary. It will be 50%. For example, if a SSS member is earning Php 20,000 a month that means he/she needs to pay Php Php 2,400 monthly contribution and if he/she has a Non-working spouse, the spouse needs to pay half of Php 2,400 which is Php 1,200 monthly.

What are the benefits they can get from SSS?

  • Unemployment Benefit
  • Sickness Benefit
  • Maternity Benefit
  • Disability Benefit
  • Retirement Benefit
  • Death Benefit
  • Funeral Benefits  

What are the duties and responsibilities of a member?

  • Pay monthly contributions using Contributions Payment Return (SS Form RS-5) monthly or quarterly. Must be ion time with the prescribed schedule
  • Make sure their personal records are updated and correct
  • Be mindful of the changes and improvement from SSS policies

How to Register?

A non-working spouse needs to accomplish and submit Non-Working Spouse Record (SS Form NW-1). It must be signed by the working spouse associated with the marriage certificate. If there’s no existing SS number, he/she should submit SS Form NW-1 associated with the original copy of any primary or any one (1) of the secondary documents acceptable in securing SS number.

As a final point, if you’re have a SSS member spouse and you haven’t registered as a SSS Non-Working Spouse yet, register now. So you can take advantage of all the benefits they offer. For more information, you may contact SSS using this hotline: (02) 8920 6446

READ:
Tips To Prevent Delays When Claiming SSS Benefits
What To Know And How To Get SSS Unemployment Benefits
SSS Sickness Benefit Guide

70 Comments

  1. Tanong kulang po bakit wala pa po akong natang gap sa akong sickness benefits po sa aming company 😔

  2. Good day Po Tanong ko lang Po about sa SSS ng aking asawa nag resign na Po kasi Siya sa work .dahil Po last November 2021 ay na mild stroke
    19years na Po ang knyang SSS contribution.ask ko lang Po dapat pa Po bang ituloy ang knyang monthly cont.
    Siya po ngayon ay 56y/o wala na Po siyang work.thank you
    God bless Po

  3. Ako po nawalan ng trabaho simula po nong augost 1 sa kadahilanan na natangal ang agency namin sa hospital na aming pinapasokan paano po kami makka hingi ng tulong financial sa nawalan ng trabaho at paano po ba ifile ng kaso sa sss ang aming agency na pinang galingan

  4. Sakali bang mawala si pwd pensioner,maitutuloy ba ang reg.pension duon sa wife ni pwd?sana maliwanagan..

  5. Hey! Would you mind if I share your blog with my myspace group?

    There’s a lot of folks that I think would really enjoy your content.
    Please let me know. Thank you

  6. Hi are using WordPress for your site platform? I’m new to the blog world but I’m
    trying to get started and create my own. Do you need any html coding expertise to
    make your own blog? Any help would be really appreciated!

  7. I just like the helpful info you supply in your articles.
    I will bookmark your weblog and test once more right here frequently.
    I’m somewhat certain I’ll be told many new stuff right here!
    Good luck for the following!

  8. I’ve been browsing online more than 3 hours today, yet I never found any
    interesting article like yours. It’s pretty worth enough for me.
    Personally, if all webmasters and bloggers made good content as you did,
    the net will be a lot more useful than ever before.

  9. Today, I went to the beachfront with my children. I found a
    sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed
    the shell to her ear and screamed. There was a hermit crab inside and
    it pinched her ear. She never wants to go back! LoL I know this is
    entirely off topic but I had to tell someone!

  10. Wow, awesome blog structure! How lengthy have you ever been blogging for?
    you make blogging look easy. The full look of your web site is excellent,
    let alone the content material!

  11. Link exchange is nothing else except it is only placing the other person’s webpage
    link on your page at appropriate place and other person will also do
    similar in favor of you.

  12. My partner and I absolutely love your blog and find the majority of your post’s to
    be just what I’m looking for. Do you offer guest writers to write content available for you?
    I wouldn’t mind producing a post or elaborating on a lot of the subjects you
    write related to here. Again, awesome weblog!

  13. With havin so much content and articles do you ever run into any problems of plagorism or copyright violation? My site
    has a lot of completely unique content I’ve either written myself
    or outsourced but it seems a lot of it is popping it up all over the web
    without my permission. Do you know any solutions to help protect
    against content from being stolen? I’d definitely appreciate it.

  14. I am curious to find out what blog system you’re using?
    I’m having some minor security problems with my latest
    website and I’d like to find something more safeguarded.
    Do you have any solutions?

  15. Bardzo ciekawy blog, rzeczowy i wyważony, zmusza do myślenia i refleksji. Od dzisiaj zaglądam regularnie. Pozdrowienia 🙂

  16. Hey! Do you know if they make any plugins to help with SEO?
    I’m trying to get my blog to rank for some targeted
    keywords but I’m not seeing very good results.
    If you know of any please share. Appreciate it!

  17. Hi, I do think this is a great blog. I stumbledupon it 😉 I will come back yet again since I book marked it. Money and freedom is the best way to change, may you be rich and continue to guide other people.

  18. I just like the helpful info you provide for your articles. I will bookmark your blog and check once more right here regularly. I’m reasonably certain I will be told plenty of new stuff proper here! Best of luck for the next!

  19. It’s really a cool and helpful piece of information. I am glad that you shared this useful info with us. Please keep us up to date like this. Thanks for sharing.

  20. Great weblog here! Also your web site loads up fast!

    What web host are you the usage of? Can I get your associate link for
    your host? I wish my site loaded up as fast as yours lol

Leave a Reply

Your email address will not be published.